Credit Card Fees FAQS

August 04, 2010
Some of the most common credit card fees are the following. - Annual fees. Best offers for customers with good or excellent credit often have no annual fees. Often charge cards, elite level cards, rewards and those with multiple complementary services and programs have an annual fee. Same with credit cards for bad credit. - Application or processing fee on secured credit cards or cards for limited credit. - Balance transfer fee. - Transaction fees for cash advances, foreign currency exchange. - Penalty fees.
August 04, 2010
Credit card companies can impose penalty fees on cardholders when you are not compliant with terms and conditions of your credit card agreement. Penalty fee is charged when there is a late payment, a purchase is made for the amount exceeding available credit limit, or due to insufficient funds on your account, a check was returned. Not only will these activities result in a penalty fee, but also may lead to an interest rate increase, a default APR may be imposed on the cardholder and remember, that once applied, it may remain for a minimum period of 12 months. You can avoid these fees and increase in your interest rates if you make payments on time, do not exceed your credit limit, keep...
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