Best Credit Cards FAQS

August 17, 2018
If you fly Finnair often (at least two or three times a year) a Finnair Plus Mastercard may worth it because the card has travel benefits like lounge access and inflight savings. However, if you do not fly with Southwest often, we recommend you consider travel credit cards and without an annual fee.
April 30, 2018
In general, a card with an annual percentage rate, or APR, above ten percent will not be considered a low-interest credit card. If you're looking for a card that offers a good APR, you'll want to stay away from store credit cards and focus your search on cards that are issued by larger networks, such as American Express, MasterCard, and Visa. Regular consumer credit cards that you can get from big banks like Citi, and Bank of America will give you a good deal on your APR, especially if you have good credit. Many cards look at your credit report before offering you their premier credit card or their regular one. The premier card will have a lower APR and better rewards, but either is...
March 20, 2018
When it comes to the credit cards that are offered by banks and credit unions, you will notice that the cards are in fact, very similar. Both kinds of cards are commonly affiliated with major payment networks, which mean you can use them at a wide range of places. In addition to this, both kinds of cards commonly come with fair APRs. When it comes down to banks and credit unions, what they actually do is very different from one another. Banks are financial institutions where people can have their money held and have access to a wide variety of other financial services. Credit unions are nonprofit organizations which allow members to receive credit with low interest rates. The PenFed credit...
February 20, 2018
Take a look at a credit card that has a Visa, Mastercard logo on it. Most general credit cards from major banks have one of these logos. Think whether you want a credit card with rewards or a card without an annual fee and with low interest. Depending on your credit score, you can find a credit card with all these features or only with one of them. Therefore, we recommend you to check your credit score to make sure you apply for the credit card you may qualify.
February 15, 2018
A chip card, also called a smart card, is a credit or debit card with a computer chip embedded in the face of the card. Most of the chip cards issued by the banks still have magnetic stripes. This is done to improve payment security, making it more difficult for fraudsters to successfully counterfeit cards. The difference between the chip and magnetic cards is the following: the magnetic stripes on traditional debit and credit cards contain unchanging data, which makes traditional cards the prime target for counterfeiters. Unlike magnetic-stripe cards, every time an EMV card is used for payment, the card chip creates a unique transaction code that cannot be used again.
February 14, 2018
If your credit score is between 700 and 749±, you have a good credit history. You may call yourself a lucky one - all the doors are open to you. You may choose from a wide variety of credit cards. First of all, you need to identify your goals. Do you want to save money on interest or earn rewards? If you already carry a balance, think about opportunities to pay it off without any interest. If that's the case, balance transfer cards will come to the rescue. These cards usually have a 0% intro APR period that you can use to your convenience and get rid of your debt whil you don't have to pay any interest. If you don't carry any balance, but plan a big purchase, check out cards with a 0%...
January 30, 2018
You should look for a credit card that has a Visa, Mastercard logo on it. Most general credit cards from major banks have one of these logos. Think whether you want a credit card with rewards or a card without an annual fee and with low interest. Depending on your credit score, you can find a credit card with all these features or only with one of them. Therefore, we recommend you to check your credit score to make sure you apply for the credit card you may qualify.
Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

Have A Credit Card Question? Ask Our Experts

Help us personalize your results
Your Credit History:
Do you have checking account?
How long have you had a loan or credit card?
Have you ever been declared bankrupt or defaulted on a loan?
Have you been late on any credit card or loan in the last year?
* - marked fields are required to be filled
By submitting your question, you agree to the following:*
Here at BestCreditOffers.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.
ASK YOUR QUESTION
ASK YOUR QUESTION

LOOKING FOR A CARD?

There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.