Best Credit Cards FAQS

September 10, 2018
A credit card with 0% intro APR, rewards program and 0% annual fee would be a good option for you. For example, the Discover it® Cash Back credit card has all those benefits. First of all, you will have 0% intro APR for 14 months. When this promo rate is over, an ongoing interest rate will apply. Second, all your purchases will earn cash back. Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum each time you activate. All other purchases will earn unlimited 1% cash back - automatically. What is more, all the cash back...
August 17, 2018
If you fly Finnair often (at least two or three times a year) a Finnair Plus Mastercard may worth it because the card has travel benefits like lounge access and inflight savings. However, if you do not fly with Southwest often, we recommend you consider travel credit cards and without an annual fee. For example, the Discover it® Miles credit card can be a good option. The card comes with unlimited 1.5 miles for every dollar spent on purchases and will allow you to redeem earned miles with any airline of your choice. Plus, the card has a good bonus offer: as a new member you'll get all your miles matched at the end of your first year. So, if you earn...
April 30, 2018
In general, a card with an annual percentage rate, or APR, above ten percent will not be considered a low-interest credit card. If you're looking for a card that offers a good APR, you'll want to stay away from store credit cards and focus your search on cards that are issued by larger networks, such as American Express, Discover, MasterCard, and Visa. Regular consumer credit cards that you can get from big banks like Discover, Citi, and Bank of America will give you a good deal on your APR, especially if you have good credit. Many cards look at your credit report before offering you their premier credit card or their regular one. The premier card will have a lower APR and better rewards,...
March 22, 2018
Yes, in fact there are actually several credit cards that we recommend. There are many cards available in today's market that allow you to collect about 1-2% cash back on all the purchases you make. Although it's easy enough to apply for one of those cards, you would probably be more interested in applying for a card that focuses a little more on gas. One card that could definitely be recommended is the Discover it® Cash Back card. This card will allow you to collect 1% cash back on all purchases made, but it also offers gas as a rotating category. During the rotating quarter for gas, cardholders will be able to collect 5% cash back on the fuel they buy (on up to the...
March 20, 2018
When it comes to the credit cards that are offered by banks and credit unions, you will notice that the cards are in fact, very similar. Both kinds of cards are commonly affiliated with major payment networks, which mean you can use them at a wide range of places. In addition to this, both kinds of cards commonly come with fair APRs. When it comes down to banks and credit unions, what they actually do is very different from one another. Banks are financial institutions where people can have their money held and have access to a wide variety of other financial services. Credit unions are nonprofit organizations which allow members to receive credit with low interest rates. The PenFed credit...
February 20, 2018
Take a look at a credit card that has a Visa, Mastercard or a Discover logo on it. Most general credit cards from major banks have one of these logos. Think whether you want a credit card with rewards or a card without an annual fee and with low interest. Depending on your credit score, you can find a credit card with all these features or only with one of them. Therefore, we recommend you to check your credit score to make sure you apply for the credit card you may qualify.
February 15, 2018
A chip card, also called a smart card, is a credit or debit card with a computer chip embedded in the face of the card. Most of the chip cards issued by the banks still have magnetic stripes. This is done to improve payment security, making it more difficult for fraudsters to successfully counterfeit cards. The difference between the chip and magnetic cards is the following: the magnetic stripes on traditional debit and credit cards contain unchanging data, which makes traditional cards the prime target for counterfeiters. Unlike magnetic-stripe cards, every time an EMV card is used for payment, the card chip creates a unique transaction code that cannot be used again.
Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

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