If your credit score is between 700 and 749±, you have a good credit history. You may call yourself a lucky one – all the doors are open to you. You may choose from a wide variety of credit cards. First of all, you need to identify your goals. Do you want to save money on interest or earn rewards?
If you already carry a balance, think about opportunities to pay it off without any interest. If that’s the case, balance transfer cards will come to the rescue. These cards usually have a 0% intro APR period that you can use to your convenience and get rid of your debt whil you don’t have to pay any interest.
If you don’t carry any balance, but plan a big purchase, check out cards with a 0% intro APR period on purchases. These cards work in a similar way – you make a big purchase and then try to pay off your balance until your intro period is over. This is a good way to save a lot of money on interest payments.
Finally, if you are more concerned about earning on your cards, consider general rewards credit cards. Such cards will grant you with rewards in a manner of cash back, airline miles or points. Such cards may have a rewarding bonus offer that will further increase your earnings.
±Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.
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