The content is accurate at the time of publication and is subject to change.
If your credit score is between 700 and 749±
, you have a good credit history. You may call yourself a lucky one - all the doors are open to you. You may choose from a wide variety of credit cards. First of all, you need to identify your goals. Do you want to save money on interest or earn rewards?
If you already carry a balance, think about opportunities to pay it off without any interest. If that's the case, balance transfer cards
will come to the rescue. These cards usually have a 0% intro APR period that you can use to your convenience and get rid of your debt whil you don't have to pay any interest.
If you don't carry any balance, but plan a big purchase, check out cards with a 0% intro APR
period on purchases. These cards work in a similar way - you make a big purchase and then try to pay off your balance until your intro period is over. This is a good way to save a lot of money on interest payments.
Finally, if you are more concerned about earning on your cards, consider general rewards credit cards. Such cards will grant you with rewards in a manner of cash back
, airline miles
. Such cards may have a rewarding bonus offer
that will further increase your earnings.
±Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
LOOKING FOR A CARD?
There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.