Best Credit Cards FAQS

Take a look at a credit card that has a Visa, Mastercard logo on it. Most general credit cards from major banks have one of these logos. Think whether you want a credit card with rewards or a card without an annual fee and with low interest. Depending on your credit score, you can find a credit card with all these features or only with one of them. Therefore, we recommend you to check your credit score to make sure you apply for the credit card you may qualify.

A chip card, also called a smart card, is a credit or debit card with a computer chip embedded in the face of the card. Most of the chip cards issued by the banks still have magnetic stripes. This is done to improve payment security, making it more difficult for fraudsters to successfully counterfeit cards. The difference between the chip and magnetic cards is the following: the magnetic stripes on traditional debit and credit cards contain unchanging data, which makes traditional cards the prime target for counterfeiters. Unlike magnetic-stripe cards, every time an EMV card is used for payment, the card chip creates a unique transaction code that cannot be used again.

You should look for a credit card that has a Visa, Mastercard logo on it. Most general credit cards from major banks have one of these logos. Think whether you want a credit card with rewards or a card without an annual fee and with low interest. Depending on your credit score, you can find a credit card with all these features or only with one of them. Therefore, we recommend you to check your credit score to make sure you apply for the credit card you may qualify.

Unfortunately, we do not offer Arco gas cards, but you can consider other gas credit cards that are accepted at Arco and other gas stations.

Applying for a customer rewards card, or a store loyalty card, is usually pretty straightforward. You can do it at the register or the customer service desk of a store, and they will ask for your phone number and address, as well as your full name. You won't be asked for your social security number, your annual income, or any other highly sensitive information. But a store credit card is different. That is an actual payment card, not just a rewards card, and to apply you will need to give more information. A store credit card can also give big rewards, so be sure you look at your options and think about what you'd like from a card before you decide which one to apply for.

There definitely are credit cards with rewards and no annual fee, and if your credit is high enough you may get a 0% APR along with rewards and no annual fee option.

A CheapOair credit card may be a good option, but there always is a better one. CheapOair cards do not have 0% intro APR, which could be a real help. Look at the regular travel rewards credit cards. Many of them come with 0% intro APRs that will allow you to spread your expenses and pay no interest for a period of time. If you are going to travel abroad, it will be wise to consider a credit card without foreign transaction fees. CheapOair credit cards charge 3% for each transaction in a foreign currency. Travel rewards credit cards often do not charge this fee. CheapOair credit cards are good for those who use the service all the time, and if you are not going to use it often, a regular...