Best Credit Cards FAQS

May 20, 2016
Synchrony Bank is the issuer of the Amazon.com store card as well as the upgraded Prime store card for Prime members that apply for the store card. To make an Amazon credit card payment online you can go through the Synchrony bank website. There you can either make a one-time payment or set up recurring payments. You will need to know your bank account number and the bank routing number to use this method. You cannot pay this card on amazon.com. You can also mail a check or money order payable to “Synchrony/Amazon” directly to the bank. You can also make a payment by phone using an automated system or through a representative. All of the payment methods are free of charge. If you have...
May 13, 2016
They do not offer special financing, but you would want to avoid that anyway. Cards that work on a premise of special financing usually have deferred interest. So if you had six months to pay for a purchase this is only interest free if you pay the whole amount within the six-month timeframe. If not, you will be charged interest back to the original date of purchase. So always avoid special financing. Store cards have notoriously high interest rates so financing any items with them is generally not worth the initial discount. A card you already have that has a decent APR would be a better choice. Ideally you could apply for a card with a 0% promotional APR on purchases. This way when the...
May 04, 2016
Making a payment online is probably the easiest method. You would of course need a checking account with a valid debit card. If you have not yet made a payment online, you must first register your card which is easy. After that you will obtain a user ID and password that can be used for future payments. You can even store your card information which would make paying the next bill that much easier. And you can make a payment with cash at any Best Buy location. Be sure to bring your card or a statement with you. You can also pay by phone. Using the automated system is free. You will need to have a valid check handy to provide you bank routing and account number or find the information on...
June 02, 2013
There are two Macy's American Express cards. To get one of these cards you should meet the basic spending criteria: - If you want the Macy's American Express card, the annual spending at Macy's store should be $0-$999. - If you wish to get the Macy's Preferred American Express, the Macy's store annual spending should be $1,000 or more.
January 23, 2013
If you applied for a credit card and want to know what credit limit will be, then call the credit card issuer directly. Remember credit limits are determined by credit card issuers depending on your creditworthiness. The higher your credit score, the better chance you have of getting a high credit limit. The average starting credit limits according to credit score are the following:•    excellent - good credit: $5000-$15000•    average credit: $1500-$5000•    bad credit: $200-$700Please note that BestCreditOffers.com is not a bank and does not issue credit cards.
March 12, 2012
Think you need to study a legal aspect of this issue and act accordingly. Also, you can go to one of those websites that buy expired gift cards where you may be paid a percentage of the value for your expired gift card.
January 17, 2012
You can use our credit card-related tool to find the credit card that is right for you. But first get your credit card reports and find out what your credit scores with Equifax, Experian, and TransUnion are.
Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

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