Credit Card Fees FAQS

April 18, 2016
Just so you know their card offers three options when you are applying. You must decide whether you want the 5% discount, twelve months special financing or 24-months special financing. To be clear the 5% discount is a one-time discount on your initial purchases. There is also a 12-month or 24-month special financing options. They are very different. The 12-month option applies to purchases over $299. This option is only interest free if you make all the payments within the 12 months. If you don't you will be charged deferred interest. This means that you will pay 24.99% for the entire amount back to the day you purchased it. The same is for 24-month option which is on purchases over...
March 17, 2016
There is almost always an application for any store card online. You can probably call as well and request an application be sent to you via traditional mail. You may also be able to apply by phone. If you go to your local Costco you can let them know that you want to apply for the credit card. As for this card waving the membership fee, that is not the case. You must become a Costco member before you can even apply for the card.
October 26, 2015
Most regular credit cards will allow you to withdraw money. However, note that cash advances are not usually free. The banks usually charge a 3% fee for each cash advance. Also, there is no grace period for cash advances, which means they will accrue interest starting from the day of cash advance.
March 13, 2015
When a creditor is declaring that an amount of debt is unlikely to be collected it gets a status of “charge off”. If one of your credit cards has such status, it does not mean that the debt is cancelled. You are still responsible for paying off the debt. However, you will not be able to use the charged off card because it’s been closed.
October 02, 2013
It depends on the credit issuer. Some issuers do deduct the activation fee from the opened line of credit, but most issuers require a checking account or a debit or credit card, which will be used to charge the activation fee. If you do not have any bank account or card, try to find the card without activation fee. You can use our tool to find the card you need.
September 12, 2013
Consider applying for a credit card with 0% interest introductory period on purchases and without an annual fee. Such cards are typically designed for people with good or excellent credit.But if your credit is bad and you have a valid checking or credit account you can consider applying for the TronixCountry credit account which can only be used at tronixcountry.com. Here you won’t be charged interest on all your purchases, and your credit activity will be reported to a major credit bureau.
September 03, 2013
Some credit card issuers do require a checking account or a debit card when you apply for their card. Usually it is clearly indicated in the card description or in the card’s terms and conditions.
Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

Have A Credit Card Question? Ask Our Experts

Help us personalize your results
Your Credit History:
Do you have checking account?
How long have you had a loan or credit card?
Have you ever been declared bankrupt or defaulted on a loan?
Have you been late on any credit card or loan in the last year?
* - marked fields are required to be filled
By submitting your question, you agree to the following:*
Here at BestCreditOffers.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.
ASK YOUR QUESTION
ASK YOUR QUESTION

LOOKING FOR A CARD?

There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.