Card
Network

Mastercard®
Bank

First Electronic Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Fair
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

A rewards card for people with less-than-perfect credit!

CARD DETAILS

  • A rewards card for people with less-than-perfect credit!
  • Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
  • A guaranteed $700 credit limit to help you build access to credit, if approved.
  • With Cashback Rewards, you get to live like an A-lister.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard®.
  • Join over a million consumers who use the Destiny Mastercard® to help build their access to credit.
  • No security deposit required—get started today!
+ Pros
  • Cashback rewards.
  • Guaranteed credit limit.
  • No security deposit required.
  • Build credit by monthly reporting to credit bureaus.

REWARDS: Cash Back

Rewards Program
  • Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
  • Get 1% Cashback Rewards on all other purchases
Rewards Bonus
No Rewards Bonus

PURCHASES

Intro
APR

N/A
Ongoing
APR

35.90%
Penalty
APR

See terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

35.90%
Cash Advance
Fee

$5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
Penalty
APR

See terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$175 the first year; $49 thereafter
Foreign Transaction
Fee

1% of each transaction in U.S. dollars
Late Payment
Fee

Up to $41
Have Questions?
ASK OUR EXPERT!
ASK YOUR QUESTION
CONSUMER DISCUSSION
NEED CREDIT OFFERS THAT SUIT YOUR STATE?
Choose your credit history and state and we will show you some great options
NEXT>
HERE ARE THE BEST DEALS FOR YOU
< BACK
SORRY!

Nothing was found, please check Best Credit Cards of 2025 to see more options for you!