I had a card with good history, always made my payments on time. Recently they had to cancel my card because of security fraud. Someone else was using my card. So they cancelled my card but they cancelled it before I had the chance to make my payment to the account and then I did not recieve my new card in time to make my payment on time. So because my payment was late they charged me a late fee and they put my interest rate so high that its hard to afford it now. And the only reason my payment was late was because they had to cancel my old card for security reasons. What can I do to get my interest rate back down and to have my late fee waived off my account. It does not seem fair at all.