This offer is not available in New York and Wisconsin. See offers for your state

Card
Network

Mastercard
Bank

PREMIER Bankcard®
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured Fee Based Credit Card
Credit
Recommended

Fair / Poor

This offer is not available in New York and Wisconsin. See offers for your state

Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

This offer is not available in New York and Wisconsin. See offers for your state

MAIN CARD FEATURE

We help people with bad credit, every day.

CARD DETAILS

  • You don’t need good credit to apply.
  • We help people with bad credit, every day.
  • Just complete the short application and receive a response in 60 seconds.
  • You can build or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
+ Pros
  • Fast response.
  • Good for any credit.
  • Reports to major credit bureaus.
- Cons
  • Checking account is required.

PURCHASES

Intro
APR

N/A
Ongoing
APR

See Provider Website
Penalty
APR

See Provider Website
Minimum Grace
Period

See Provider Website
Minimum Interest
Charge

See Provider Website

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

See Provider Website
Minimum Grace
Period

See Provider Website

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

See Provider Website
Cash Advance
Fee

See Provider Website
Penalty
APR

See Provider Website
Minimum Grace
Period

See Provider Website

GENERAL FEES

Application Processing
Fee

See Provider Website
Annual
Fee

See Provider Website
Foreign Transaction
Fee

See Provider Website
Late Payment
Fee

See Provider Website
Card Overall Rating
APPLY
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