This offer is not available in New York and Wisconsin. See offers for your state

Card
Network

Mastercard®
Bank

PREMIER Bankcard®
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured Fee Based Credit Card
Credit
Recommended

Fair / Poor

This offer is not available in New York and Wisconsin. See offers for your state

Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

This offer is not available in New York and Wisconsin. See offers for your state

MAIN CARD FEATURE

Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority.

CARD DETAILS

  • Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority.
  • PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
  • Credit limit increase eligible after 12 months of consistent responsible account management.
  • We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
  • Award-winning, U.S.-based customer service
+ Pros
  • Good for bad credit.
  • Quick response.
  • A chance to build credit.
- Cons
  • High fees.

PURCHASES

Intro
APR

N/A
Ongoing
APR

See Provider Website
Penalty
APR

N/A
Minimum Grace
Period

See Provider Website
Minimum Interest
Charge

See Provider Website

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

See Provider Website

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

See Provider Website
Cash Advance
Fee

See Provider Website
Penalty
APR

N/A
Minimum Grace
Period

See Provider Website

GENERAL FEES

Program
Fee

Some of which are fee based
Annual
Fee

See Provider Website
Foreign Transaction
Fee

See Provider Website
Late Payment
Fee

See Provider Website
Card Overall Rating
APPLY
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