Card
Mastercard®
Network
Mastercard®
Bank
First Tech Federal Credit Union
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Good to Excellent
Recommended
Good to Excellent
MAIN CARD FEATURE
Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
CARD DETAILS
- Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
- Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases
- Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash
- No points maximum and your points never expire
+ Pros
- Welcome bonus.
- Rewards points on everyday purchases.
- No annual fee.
REWARDS: Points
Rewards Program
- Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
- Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases
- Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash
- No points maximum and your points never expire
Rewards Bonus
Earn 20,000 bonus Rewards Points when you spend $3,000 within 60 days of opening your new card
Earn 20,000 bonus Rewards Points when you spend $3,000 within 60 days of opening your new card
Redemption Options
Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash.
Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash.
PURCHASES
Intro
N/A APR
Ongoing
13.50% - 18.00% Variable APR APR
Penalty
See terms APR
Minimum Grace
21 days Period
Minimum Interest
None Charge
BALANCE TRANSFERS
Intro
N/A APR
Ongoing
13.50% - 18.00% Variable APR APR
Balance Transfer
None Fee
Penalty
See terms APR
Minimum Grace
None Period
CASH ADVANCE
Intro
N/A APR
Ongoing
14.50% - 18.00% Variable APR APR
Cash Advance
None Fee
Penalty
See terms APR
Minimum Grace
None Period
GENERAL FEES
Application Processing
See terms Fee
Annual
None Fee
Foreign Transaction
None Fee
Late Payment
Up to $25.00 Fee
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