Card
Network

Visa®
Bank

Celtic Bank
Issuing
Country

United States
User
Category

Business
Card
Type

Unsecured
Credit
Recommended

Excellent / Good
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

No fees of any kind.

CARD DETAILS

  • Unlimited 1.5% cash back.
  • A charge card powered by the Visa network.
  • No fees of any kind.
  • Accepted at millions of retailers all over the world, with built-in fraud protections and benefits.
  • Unlimited physical and virtual cards, available instantly, accepted everywhere.
  • Control spending like never before with the ability to fine-tune each card’s limits by amount, time, or category.
  • Ramp is the finance automation platform designed to save you time and money.
+ Pros
  • Unlimited cash back.
  • Insights to cut overall spend.
  • Partner rewards.
  • No personal credit checks or personal guarantees.
  • Live support anytime you need it.
- Cons
  • Individuals, sole proprietors, and other types of unregistered businesses are not accepted.

REWARDS: Cash Back

Rewards Program
Unlimited 1.5% cash back.
Rewards Bonus
No Rewards Bonus

PURCHASES

Intro
APR

N/A
Ongoing
APR

0%
Penalty
APR

N/A
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

N/A
Cash Advance
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

None
Annual
Fee

$0
Foreign Transaction
Fee

None
Late Payment
Fee

See terms
Card Overall Rating
APPLY
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