What is the best credit card for a fair credit?

Amy Miller

There is no universal credit card offer that is definitely the best one for someone with fair credit. The thing is we all have different financial situations and credit histories even though they are all tagged as “fair credit”. Moreover, your needs and the way you manage your credit cards also determine which credit card is good for you. For example, if you need a credit card to improve your credit and you tend to overspend, we would not recommend you a credit card with rewards but a card without an annual fee and without rewards instead.

However, if you pay off the card balances in full each month, you are free to apply for a credit card with rewards. Both types of cards (no annual fee and rewards cards) are present in fair credit card offers section of our site. You can compare the cards you like before you apply.