Credit Card Offers Merrick Bank Merrick Bank Secured Credit Card

Merrick Bank Double Your Line® Secured Credit Card

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The Merrick Bank offers are not available in Wisconsin. See offers for your state

Card

Network

Mastercard®

Bank

Merrick Bank

Issuing

Country

United States

User

MAIN CARD FEATURE

Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.

GOOD FOR:

CARD DETAILS

Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
Get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.

+ Pros

Credit line increase without additional deposit.
Great for building or rebuilding credit.
Reports to all three major credit-reporting agencies.

- Cons

Security deposit is required.

PURCHASES

Intro

APR

N/A

Ongoing

APR

22.20% Variable

Penalty

APR

N/A

Minimum Grace

Period

N/A

Minimum Interest

Charge

See terms

BALANCE TRANSFERS

Intro

APR

N/A

Ongoing

APR

N/A

Balance Transfer

Fee

N/A

Penalty

APR

N/A

Minimum Grace

Period

N/A

CASH ADVANCE

Intro

APR

N/A

Ongoing

APR

27.20% Variable

Cash Advance

Fee

4% Min: $10

Penalty

APR

N/A

Minimum Grace

Period

N/A

GENERAL FEES

Application Processing

Fee

See terms

Annual

Fee

$36 the first year. Billed $3 per month thereafter

Foreign Transaction

Fee

Late Payment

Fee

Up to $40

Merrick Bank Double Your Line® Secured Credit Card

Card Overall Rating

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CONSUMER DISCUSSION