I am new to credit, need to build it. What card should I choose?

A credit card can help you build credit when you have no or limited credit. The best starter credit card depends on your situation. The types of credit cards you can get if you have no credit are usually secured credit cards, student credit cards and credit cards with less strict requirements for applicants' creditworthiness and credit scores. If you're a student, you might want to consider student credit cards designed for individuals of 18 and older who don't yet have a credit history or credit card in their name. They can offer a variety of benefits, including cash back rewards, 0%...

You can choose one of the credit cards for limited credit to make your credit profile better. Or you can consider secured credit card. Some card offers have no annual fee and pretty nice rewards programs. Thus, you may save more money than spent on the security deposit.

If you do not have any credit history, you should consider credit cards for people with limited or no credit history. We recommend you consider secured credit cards. Don't worry about security deposit as it is refundable. Also, some secured cards have rewards programs that allow you to earn cash back on your purchases that may potentially cover your deposit expenses.