Card
Mastercard®
Network
Mastercard®
Bank
Synovus Bank
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Secured
Type
Secured
Credit
Poor/Limited/No
Recommended
Poor/Limited/No
MAIN CARD FEATURE
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
CARD DETAILS
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI
- * See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
+ Pros
- Fast and easy approval even with no credit.
- Monthly credit reporting.
- Up to $2,000 credit limit.
- Cons
- Requires a security deposit.
- Not available in NY, IA, AR, or WI.
PURCHASES
Intro
N/A APR
Ongoing
9.99% (V) APR
Penalty
See Terms* APR
Minimum Grace
See Terms* Period
Minimum Interest
See Terms* Charge
BALANCE TRANSFERS
Intro
N/A APR
Ongoing
N/A APR
Balance Transfer
N/A Fee
Penalty
N/A APR
Minimum Grace
N/A Period
CASH ADVANCE
Intro
N/A APR
Ongoing
18.99% (V) APR
Cash Advance
$10 or 3% of each Cash Advance, whichever is greater Fee
Penalty
See Terms* APR
Minimum Grace
See Terms* Period
GENERAL FEES
Application Processing
N/A Fee
Annual
$49 Fee
Foreign Transaction
See Terms* Fee
Late Payment
Up to $40.00 Fee
Have Questions?
ASK OUR EXPERT!
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