Card
Network

Mastercard®
Bank

Synovus Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Secured
Credit
Recommended

Poor/Limited/No
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History

CARD DETAILS

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.
+ Pros
  • Fast and easy approval even with no credit.
  • Monthly credit reporting.
  • Up to $2,000 credit limit.
- Cons
  • Requires a security deposit.
  • Not available in NY, IA, AR, or WI.

PURCHASES

Intro
APR

N/A
Ongoing
APR

10.49% (V)
Penalty
APR

See Terms*
Minimum Grace
Period

See Terms*
Minimum Interest
Charge

See Terms*

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

N/A

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

19.49% (V)
Cash Advance
Fee

$10 or 3% of each Cash Advance, whichever is greater
Penalty
APR

See Terms*
Minimum Grace
Period

See Terms*

GENERAL FEES

Application Processing
Fee

N/A
Annual
Fee

$49
Foreign Transaction
Fee

See Terms*
Late Payment
Fee

See Terms*
Have Questions?
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