This offer is not available in Arkansas, Iowa, New York, Wisconsin

Card
Network

Mastercard®
Bank

Synovus Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Secured
Credit
Recommended

Poor/Limited/No

This offer is not available in Arkansas, Iowa, New York, Wisconsin

Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

This offer is not available in Arkansas, Iowa, New York, Wisconsin

MAIN CARD FEATURE

Just Pay Off Your Balance and Receive Your Deposit Back at Any Time

CARD DETAILS

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
+ Pros
  • Fast and easy approval even with no credit.
  • Monthly credit reporting.
  • Up to $2,000 credit limit.
- Cons
  • Requires a security deposit.
  • Not available in NY, IA, AR, or WI.

PURCHASES

Intro
APR

N/A
Ongoing
APR

9.99% (V)
Penalty
APR

See Terms*
Minimum Grace
Period

See Terms*
Minimum Interest
Charge

See Terms*

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

N/A

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

18.99% (V)
Cash Advance
Fee

$10 or 3% of each Cash Advance, whichever is greater
Penalty
APR

See Terms*
Minimum Grace
Period

See Terms*

GENERAL FEES

Application Processing
Fee

N/A
Annual
Fee

$49
Foreign Transaction
Fee

See Terms*
Late Payment
Fee

Up to $40.00
Have Questions?
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