Can I build credit with a shopping credit card?
Answered on Thursday, December 14th, 2017 by
Amy Miller
The content is accurate at the time of publication and is subject to change.

Generally, you are able to build credit using a credit card if it reports to a major bureau. Some of the store cards report to credit bureaus, but it’s better to check this before applying for a card. And sometimes the issuers report only to one bureau, which is not enough for you.
If you are worried about your credit history, it’s better to build it using a general credit card. If you have bad or limited credit, you may start with a secured credit card and once you improve your credit, you may get a general card and then proceed to a credit card with rewards. General cards give as many rewards as store cards and even more and they don’t charge such high fees and APRs, so in a way they may be a better solution.

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