Can I use a checking account to receive paychecks?

Now, there are credit cards that let you double your initial credit limit if you practice good financial habits. Double Your Line is a great choice for those looking to establish credit or recover from a poor credit history. The best thing about these cards is that the issuers automatically review your account for possible credit line increases. If you pay your statement balance in full and on time every month (usually within 6–7 months), your credit line might automatically be doubled if your account qualifies. You can usually take advantage of this once, and after you open your...

If you need to get cash, we wouldn’t recommend you consider credit cards, since they charge additional fees for cash advance. You’d better pay attention to personal loans. They generally offer lower interest rates than credit card's APRs. After the approval, money is deposited to your account very quickly – typically 2 business days.

This card may be a good option for someone who shops at Apple a lot. It has complicated special financing offers with tiers for purchases made at Apple. If you want to get this card for a one-time big purchase, there definitely are better offers out there.