Card
Mastercard®
Network
Mastercard®
Bank
Synovus Bank
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Secured
Type
Secured
Credit
Poor/Limited/No
Recommended
Poor/Limited/No
MAIN CARD FEATURE
Reports to all 3 major credit bureaus
CARD DETAILS
- Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
- Building credit starts immediately when you open your account - just pay your bill on time to establish your credit.*
- Reports to all 3 major credit bureaus
- First Latitude is accepted wherever Mastercard® is accepted, online and worldwide!
- Pay 6-months-on-time and apply to get a second credit card in your wallet!
- *Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
+ Pros
- Earn cash back rewards.
- Quick and easy online application.
- Monthly reporting to 3 major credit bureaus.
REWARDS: Cash Back
Rewards Program
Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
Rewards Bonus
No Rewards Bonus
No Rewards Bonus
PURCHASES
Intro
N/A APR
Ongoing
23.74% (V) APR
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
Minimum Interest
See website for Details* Charge
BALANCE TRANSFERS
Intro
N/A APR
Ongoing
N/A APR
Balance Transfer
N/A Fee
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
CASH ADVANCE
Intro
N/A APR
Ongoing
28.74% (V) APR
Cash Advance
Either $10.00 or 3% of the amount of each Cash Advance, whichever is greater Fee
Penalty
See website for Details* APR
Minimum Grace
See website for Details* Period
GENERAL FEES
Application Processing
See website for Details* Fee
Annual
$25 for the first year, after that $35 annually Fee
Foreign Transaction
3% of the transaction amount Fee
Late Payment
Up to $41.00 Fee
Have Questions?
ASK OUR EXPERT!
ASK YOUR QUESTION
ASK OUR EXPERT!
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CONSUMER DISCUSSION