Card
Network

Mastercard®
Bank

Synovus Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Secured
Credit
Recommended

Poor/Limited/No
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Reports to all 3 major credit bureaus

CARD DETAILS

  • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
  • Building credit starts immediately when you open your account - just pay your bill on time to establish your credit.*
  • Reports to all 3 major credit bureaus
  • First Latitude is accepted wherever Mastercard® is accepted, online and worldwide!
  • Pay 6-months-on-time and apply to get a second credit card in your wallet!
  • *Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
+ Pros
  • Earn cash back rewards.
  • Quick and easy online application.
  • Monthly reporting to 3 major credit bureaus.

REWARDS: Cash Back

Rewards Program
Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
Rewards Bonus
No Rewards Bonus

PURCHASES

Intro
APR

N/A
Ongoing
APR

23.74% (V)
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*
Minimum Interest
Charge

See website for Details*

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

28.74% (V)
Cash Advance
Fee

Either $10.00 or 3% of the amount of each Cash Advance, whichever is greater
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*

GENERAL FEES

Application Processing
Fee

See website for Details*
Annual
Fee

$25 for the first year, after that $35 annually
Foreign Transaction
Fee

3% of the transaction amount
Late Payment
Fee

Up to $41.00
Card Overall Rating
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