Card
Mastercard®
Network
Mastercard®
Bank
Synovus Bank
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Secured
Type
Secured
Credit
Poor/Limited/No Credit
Recommended
Poor/Limited/No Credit
MAIN CARD FEATURE
Get a First Progress Select Card and Earn 1% Cash Back Rewards!
CARD DETAILS
- Get a First Progress Select Card and Earn 1% Cash Back Rewards!
- Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
- Choose the First Progress Select Card for a lower annual fee!
- All credit types welcome to apply!
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.1
- 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
+ Pros
- Cash back rewards.
- No minimum credit score required.
- Monthly reporting to credit bureaus.
- Cons
- Minimum security deposit is required.
REWARDS: Cash Back
Rewards Program
Get a First Progress Select Card and Earn 1% Cash Back Rewards!
Get a First Progress Select Card and Earn 1% Cash Back Rewards!
Rewards Bonus
No Rewards Bonus
No Rewards Bonus
PURCHASES
Intro
N/A APR
Ongoing
18.74% (V) APR
Penalty
See Terms* APR
Minimum Grace
25 days Period
Minimum Interest
$1.50 Charge
BALANCE TRANSFERS
Intro
N/A APR
Ongoing
N/A APR
Balance Transfer
N/A Fee
Penalty
N/A APR
Minimum Grace
N/A Period
CASH ADVANCE
Intro
N/A APR
Ongoing
24.74% (V) APR
Cash Advance
$10 or 3% of each Cash Advance, whichever is greater Fee
Penalty
See Terms* APR
Minimum Grace
See Terms* Period
GENERAL FEES
Application Processing
N/A Fee
Annual
$39 Fee
Foreign Transaction
3% of the transaction amount Fee
Late Payment
Up to $41 Fee
Have Questions?
ASK OUR EXPERT!
ASK YOUR QUESTION
ASK OUR EXPERT!
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CONSUMER DISCUSSION