Card
Network

Mastercard®
Bank

Synovus Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Secured
Credit
Recommended

Poor/Limited/No Credit
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.

CARD DETAILS

  • Choose our First Latitude Elite Card for a lower annual APR!
  • Apply now and fund your security deposit over 90 days with the option to make partial payments.
  • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.1
  • No minimum credit score required for approval!
  • Secure your credit line with a refundable security deposit - as low as $200 to get started!
  • 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • *See Important Disclosures for complete offer details
+ Pros
  • No minimum credit score required.
  • Reporting to all 3 credit bureaus.
  • Cash back rewards.
  • Wide acceptance.

REWARDS: Cash Back

Rewards Program
Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
Rewards Bonus
No Rewards Bonus

PURCHASES

Intro
APR

N/A
Ongoing
APR

24.74% (V)
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*
Minimum Interest
Charge

See website for Details*

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

29.74% (V)
Cash Advance
Fee

Either $10.00 or 3% of the amount of each Cash Advance, whichever is greater.
Penalty
APR

See website for Details*
Minimum Grace
Period

See website for Details*

GENERAL FEES

Application Processing
Fee

See website for Details*
Annual
Fee

$29.00
Foreign Transaction
Fee

3% of the transaction amount
Late Payment
Fee

Up to $41.00
Have Questions?
ASK OUR EXPERT!
ASK YOUR QUESTION

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