Card
Network

Mastercard®
Bank

Synovus Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Secured
Credit
Recommended

Poor/Limited/No Credit
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application

CARD DETAILS

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
  • Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!
+ Pros
  • Easy approval.
  • No minimum credit score requirement.
  • Good for Car Rental.
  • Monthly reporting to credit bureaus.
- Cons
  • Minimum security deposit is $200.

PURCHASES

Intro
APR

N/A
Ongoing
APR

24.99% (V)
Penalty
APR

See Terms*
Minimum Grace
Period

25 days
Minimum Interest
Charge

$1.50

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

N/A

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

29.99% (V)
Cash Advance
Fee

$10 or 3% of each Cash Advance, whichever is greater
Penalty
APR

See Terms*
Minimum Grace
Period

See Terms*

GENERAL FEES

Application Processing
Fee

N/A
Annual
Fee

$29
Foreign Transaction
Fee

3% of the transaction amount
Late Payment
Fee

Up to $41
Have Questions?
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