Low Rate Card Offers FAQS

June 25, 2017
While Korean Air credit cards may offer some good bonus rewards, they do not offer a 0% intro APR on purchases. Having a zero interest rate will help you save on interest if you are not going to pay off the card balance right away. There are travel rewards credit cards that have 0% intro APRs and rewards programs. The cards allow to earn miles (or points) on all purchases and redeem earned miles for airline tickets, hotel stays, rental cars, or even cash. You can compare a Korean Air credit card with travel rewards credit cards to see which is a better option for you.
June 25, 2017
The Evolve bank currently offers two credit card options that would be useful to someone in your situation. These cards include the Visa Platinum Card and the Visa Business Card. Both credit cards offer a 0% introductory APR on purchases for the first 12 billing cycles. After the introductory period is over, both of these cards will have a variable APR of 10.99% to 21.99%. Aside from these credit cards, I would also consider exploring a few more general credit card options that include a 0% introductory APR on purchases. Using a card that offers this privilege will allow you to finance your purchases without having to worry about collecting interest.
June 08, 2017
An Ebates credit card doesn't have any 0% intro APR, so the interest will start accruing right away, and if you don't pay off the balance within the grace period, you may face quite a sum to pay. The annual interest rate on the card is 15,74%. If you are averse to paying such a large interest, the best thing to do is apply for a 0% intro APR credit card. Such card allows you to pay off your balance without paying any interest within a certain period of time, which can stretch up to 21 months. Admit that it's an impressive amount of time to pay for even the most expensive things. With a 0% intro APR card, you don't have to worry about interest being bigger than your principal...
June 03, 2017
Although the NavyFCU offers multiple credit cards, they only have one card available that would be the most useful in your situation. That would be the Navy Federal Credit Union Platinum card. The platinum card offers the best interest rate out of all their cards, with a Variable APR of 8.74% to 18.0%. When making large purchases, you always want to ensure that you are not going to end up paying more in interest than you did on your merchandise. A card with a low APR would be best at making sure this doesn't happen. Even though the NavyFCU platinum card would be a good option for someone in your situation, I would personally recommend finding a bank issued credit card that comes with a 0%...
June 02, 2017
You are smart to consider whether this type of in-store financing plan was the best way to fund your purchase. For your next major appliance, consider applying for a credit card that offers a 0% APR on purchases for the first year, followed by a low ongoing APR. Having a low-interest credit card is a useful thing; it's like carrying a versatile financial tool in your pocket. A rewards credit card is an even better choice; take your pick of a cash back card, travel rewards card, or points card that offers easy, flexible reward redemptions. Even if your credit is only average, there are cards available to you that are better deals than an in-store financing deal. So shop around and choose the...
June 01, 2017
The APR, or the annual percentage rate, is fixed on the HEB credit cards. It depends on the type of the card you are applying for. Currently on the hebfcu site you can find three credit cards: Regular MasterCard, Gold MasterCard and Platinum MasterCard. The Gold and Platinum credit cards are more suitable for customers with established credit whereas the Regular can be suitable for anyone. The rates for the cards are as follows: 17,99% for a regular, 12,90% for a gold and 10,90% for a Platinum card. Note that this is not a 0% intro APR credit card and if you have a balance, the interest will start accruing from the very first month. There are various payment options – you can pay the...
April 27, 2017
This is an in-store financing option that allows you to pay off your purchase in anywhere from 12 to 36 months. Here's how it works: when you make a purchase and opt-in to the payment plan, you'll pay a certain amount each month, without paying any interest. If you pay off the entire amount in the given time, then you won't ever pay interest. However, if you don't manage to pay it all off, you'll be charged interest that's backdated to your original purchase date. A far better option is to get a credit card with a low interest rate, or better yet, one that offers a zero percent APR on purchase for the first 12 months. With this card, you will be able to buy other things as well, and you...
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