How does the BrandsMart payment plan work?
Answered on Thursday, April 27th, 2017 by
Amy Miller

This is an in-store financing option that allows you to pay off your purchase in anywhere from 12 to 36 months. Here’s how it works: when you make a purchase and opt-in to the payment plan, you’ll pay a certain amount each month, without paying any interest. If you pay off the entire amount in the given time, then you won’t ever pay interest. However, if you don’t manage to pay it all off, you’ll be charged interest that’s backdated to your original purchase date. A far better option is to get a credit card with a low interest rate, or better yet, one that offers a zero percent APR on purchase for the first 12 months. With this card, you will be able to buy other things as well, and you won’t be charged backdated interest, ever. You can even get a card with a signup bonus and a cash back offer, so you end up being paid back in rewards, rather than paying interest on your purchase.

Other Popular Low Rate Card Offers FAQs

Take a look at travel rewards credit cards. Some of them even have low interest rates. For example, you can get the Discover it Miles credit card. It will allow you to earn 1.5 miles on all your purchases and then redeem them for cruises, flights with any airline, or hotel stays. All miles you […]

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A Wawa credit card is a rewards card that does not offer any kind of special financing. If you purchase anything, you have to face the interest charges. Ongoing APR on this card is pretty high – 26.24%.

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