I applied for BrandsMart credit to buy a new refrigerator, but now I'm not sure if I got the best financing deal. I'm in the market for a new stove, as well. What should I do for this purchase?

Answered on June 02, 2017
Updated on June 02, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
You are smart to consider whether this type of in-store financing plan was the best way to fund your purchase. For your next major appliance, consider applying for a credit card that offers a 0% APR on purchases for the first year, followed by a low ongoing APR. Having a low-interest credit card is a useful thing; it's like carrying a versatile financial tool in your pocket. A rewards credit card is an even better choice; take your pick of a cash back card, travel rewards card, or points card that offers easy, flexible reward redemptions. Even if your credit is only average, there are cards available to you that are better deals than an in-store financing deal. So shop around and choose the perfect card before you pick out the perfect new stove to go in your kitchen.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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If your dentist accepts credit cards as a method of payment, there should not be any obstacles. Since you are considering paying for your treatment with a credit card, we would recommend you consider getting a credit card with 0% intro APR and rewards program. Thus, you will be able to save on interest and to earn rewards on card purchases.
The CareCredit cards do not provide any insurance. They are medical credit cards that give access to a line of credit that can only be used at a limited number of providers. If your doctor accepts CareCredit, you may want to take a closer look at this card. However, note that medical cards come with a high go-to interest rates, and promo financing is rather tricky. The promo financing does not give you zero interest, it gives you a differed interest, meaning that if you are late with a single payment or unable to pay off the balance by the end of the promotional period, you will be charged...

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