I applied for BrandsMart credit to buy a new refrigerator, but now I'm not sure if I got the best financing deal. I'm in the market for a new stove, as well. What should I do for this purchase?

You are smart to consider whether this type of in-store financing plan was the best way to fund your purchase. For your next major appliance, consider applying for a credit card that offers a 0% APR on purchases for the first year, followed by a low ongoing APR. Having a low-interest credit card is a useful thing; it's like carrying a versatile financial tool in your pocket. A rewards credit card is an even better choice; take your pick of a cash back card, travel rewards card, or points card that offers easy, flexible reward redemptions. Even if your credit is only average, there are cards available to you that are better deals than an in-store financing deal. So shop around and choose the perfect card before you pick out the perfect new stove to go in your kitchen.