Low Rate Card Offers FAQS

To take advantage of any of the financing plans that are available from Discount Tire Center, you must have the Discount-Tire Center credit card. Once you have their card, you need to spend at least $199 and you must use your Discount Tire card to make your purchase. If your purchase qualifies, it will be eligible for either the 6, 9 or 12 month no-interest financing plan. If your purchase is between $199 and $999.99, you will be eligible for the 6-month plan. If your purchase is between $1,000 and $1,499.99, you will qualify for the 9-month no-interest plan. To qualify for the 12-month plan, your purchase must be $1500 or greater. If you do go for their no-interest financing plan, you...

Ever since Ikea dropped their credit card in 2011, there hasn't been any way to directly finance a large purchase through Ikea. Although Ikea can't help you finance your purchases, it doesn't mean you are entirely out of options. There is currently a great amount of general credit cards available to people who are in the same position as you. One type of credit card that is great for financing large purchases, would be a card that comes with a 0% introductory APR on purchases. These cards generally allow you to collect no-interest on purchases for an introductory period of about 6-12 months. By using one of these cards, you would be able to pay off the balance of your purchase over a few...

If you're wondering what the interest rate is on your credit card, all you need to do is look at the terms and conditions on your membership packet, or on the card's website. Often, the rate will be different for different customers, because it is awarded according to your credit rating. Your minimum amount due will typically be one percent of the principal on your balance; this is a very low number, and you will want to pay more than this, if you don't want to end up paying off your balance over decades. Plan to pay off your credit card in full each month whenever possible; otherwise, debt can quickly add up and become overwhelming. The lower your interest rate is, the less interest you...

I would use caution whenever you see a no-interest option on a credit card. This is very different from a 0% APR promotional period on a traditional credit card. When the promotional period ends on a traditional credit card you will begin being charged interest on whatever your balance is at that time. When a no-interest period ends on a store card you will usually be charged interest on the entire purchase amount all the way back to when you originally purchased the item. You will also be charged interest on the entire original purchase price as well. This is usually a significant amount. It would be best if you used a traditional credit card with a 0% APR or another card with a lower...

You can get a 0% intro APR credit card to finance high end items. Or you can choose to apply for the TronixCountry™ credit account which comes with 0% ongoing APR. The card will also reward you with points for every dollar you spend. However, you won't be able to use it everywhere. This card is only for shopping at one retailer. Make some calculations to see which of the options will be best for you.

One reason your rate could change is that you have a variable APR on your credit card which goes up and down depending on the Prime Rate. The other reason is expiration of the introductory period with low or 0% APR, after which an ongoing APR (fixed or variable) is applied. You may also be charged a default or penalty rate if you go over your credit limit or have your APR increased for further transactions if you are 60 days late paying off your current credit card balance.

Low rate card offers are usually given to credit card customers who have an excellent credit rating or a great credit history. Low rate cards are of two categories. The first is the case where the card offers a very low annual percentage rate and this rate is stable and what will always apply. The only case when the rate could really go up a few notches. However, as per the latest credit card reforms, if a credit card holder pays the bill consistently for the next 6 months the interest rates will come to where they were initially. Given the intense competition amongst credit card issuers to get the customers with good credit rating a lot of incentives are offered and low rates are amongst...