I was very disappointed when I found out that Ikea no longer offers a credit card. I have been planning on purchasing a large amount of furniture from Ikea, but I'm not sure how I'm going to pay for it. Does Ikea offer any other way to finance a large purchase?

Answered on April 17, 2017
Updated on April 17, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
Ever since Ikea dropped their credit card in 2011, there hasn't been any way to directly finance a large purchase through Ikea. Although Ikea can't help you finance your purchases, it doesn't mean you are entirely out of options. There is currently a great amount of general credit cards available to people who are in the same position as you. One type of credit card that is great for financing large purchases, would be a card that comes with a 0% introductory APR on purchases. These cards generally allow you to collect no-interest on purchases for an introductory period of about 6-12 months. By using one of these cards, you would be able to pay off the balance of your purchase over a few months, without the worry of collecting interest.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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If your dentist accepts credit cards as a method of payment, there should not be any obstacles. Since you are considering paying for your treatment with a credit card, we would recommend you consider getting a credit card with 0% intro APR and rewards program. Thus, you will be able to save on interest and to earn rewards on card purchases.
The CareCredit cards do not provide any insurance. They are medical credit cards that give access to a line of credit that can only be used at a limited number of providers. If your doctor accepts CareCredit, you may want to take a closer look at this card. However, note that medical cards come with a high go-to interest rates, and promo financing is rather tricky. The promo financing does not give you zero interest, it gives you a differed interest, meaning that if you are late with a single payment or unable to pay off the balance by the end of the promotional period, you will be charged...

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