I currently plan on making a few large purchases within the next few months, in order to re-furnish my home. Which of the Navy Federal Credit Union cards would be the best for making these purchases?

Answered on June 03, 2017
Updated on June 03, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
Although the NavyFCU offers multiple credit cards, they only have one card available that would be the most useful in your situation. That would be the Navy Federal Credit Union Platinum card. The platinum card offers the best interest rate out of all their cards, with a Variable APR of 8.74% to 18.0%. When making large purchases, you always want to ensure that you are not going to end up paying more in interest than you did on your merchandise. A card with a low APR would be best at making sure this doesn't happen. Even though the NavyFCU platinum card would be a good option for someone in your situation, I would personally recommend finding a bank issued credit card that comes with a 0% introductory APR on purchases and use that card to make your transaction.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

User Comments about This Question

BROWSE MORE QUESTIONS ABOUT Low Rate Card Offers:

Click here and browse the low rate credit cards we have on offer. Consider 0% intro APRs on purchases and/or balance transfers and be sure to find the credit card right for you.
If your dentist accepts credit cards as a method of payment, there should not be any obstacles. Since you are considering paying for your treatment with a credit card, we would recommend you consider getting a credit card with 0% intro APR and rewards program. Thus, you will be able to save on interest and to earn rewards on card purchases.
The CareCredit cards do not provide any insurance. They are medical credit cards that give access to a line of credit that can only be used at a limited number of providers. If your doctor accepts CareCredit, you may want to take a closer look at this card. However, note that medical cards come with a high go-to interest rates, and promo financing is rather tricky. The promo financing does not give you zero interest, it gives you a differed interest, meaning that if you are late with a single payment or unable to pay off the balance by the end of the promotional period, you will be charged...

Have A Credit Card Question? Ask Our Experts

Help us personalize your results
Your Credit History:
Do you have checking account?
How long have you had a loan or credit card?
Have you ever been declared bankrupt or defaulted on a loan?
Have you been late on any credit card or loan in the last year?
* - marked fields are required to be filled
By submitting your question, you agree to the following:*
Here at BestCreditOffers.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.
ASK YOUR QUESTION
ASK YOUR QUESTION

LOOKING FOR A CARD?

There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.