What happens if I make a big purchase using Ebates card? How much is the interest on it?

Answered on June 08, 2017
Updated on June 08, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
An Ebates credit card doesn't have any 0% intro APR, so the interest will start accruing right away, and if you don't pay off the balance within the grace period, you may face quite a sum to pay. The annual interest rate on the card is 15,74%. If you are averse to paying such a large interest, the best thing to do is apply for a 0% intro APR credit card. Such card allows you to pay off your balance without paying any interest within a certain period of time, which can stretch up to 21 months. Admit that it's an impressive amount of time to pay for even the most expensive things. With a 0% intro APR card, you don't have to worry about interest being bigger than your principal and you can afford what you've been dreaming about for a long time.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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If your dentist accepts credit cards as a method of payment, there should not be any obstacles. Since you are considering paying for your treatment with a credit card, we would recommend you consider getting a credit card with 0% intro APR and rewards program. Thus, you will be able to save on interest and to earn rewards on card purchases.
The CareCredit cards do not provide any insurance. They are medical credit cards that give access to a line of credit that can only be used at a limited number of providers. If your doctor accepts CareCredit, you may want to take a closer look at this card. However, note that medical cards come with a high go-to interest rates, and promo financing is rather tricky. The promo financing does not give you zero interest, it gives you a differed interest, meaning that if you are late with a single payment or unable to pay off the balance by the end of the promotional period, you will be charged...

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