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Credit Card Guides

How To Spring Clean Your Finances 2017-03-24 08:50:13

When the weather starts to warm up and the snow starts to melt, most people are ready to throw open their windows and tackle the dust and grime that have built up over the winter months. Likewise, it’s a great time to open up your budgeting spreadsheet, log into your bank accounts and credit card accounts, and take a look at what kind of clutter ...  Continue »

5 Ways To Pull Your Credit Score Out Of The Basement 2017-02-27 13:33:57

If you’ve been turned down for a credit card you wanted, it could be because your credit score isn’t so great. A low credit score can shut you out of being approved for the very best rewards credit cards, the lowest APRs, not to mention a mortgage or other type of loan. So, if your credit score could use some improvement, what should you do? ...  Continue »

The Secret To Never Paying Interest On Your Credit Cards Again 2017-01-25 10:35:48

If you're paying off debt on your credit cards, do you know how much is going toward the actual amount you owe, and how much you’re paying in interest? Here's a good way to get some perspective: on your credit card statement, there should be a little box that shows a table. This table tells you how much interest you'll pay over a certain number ...  Continue »

Ask our Experts - Q&A by Amy Miller

The Emporium credit account is designed for people with bad credit and you may even qualify if you have no credit at all. Some general requirements for this card are as following: you should be a U.S. resident, should have a stable source of income, and have a checking account. The approval process for the Emporium card is quick and easy. You will know if you qualify for ...  Continue »

The Emporium credit card is a store credit account that can only be used at Emporium.com. The card is not affiliated with Visa or Mastercard, so you won't be able to use it anywhere outside the online store. You cannot use the Emporium card for groceries or bill payments either. For that, we would recommend you to apply for a regular credit card that is offered by a ...  Continue »

The Emporium credit card is a store credit account that does not charge interest. You will not be charged interest. You will pay recurring scheduled payments. These payments will be deducted from your bank account automatically according to your payment schedule.  Continue »

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