Offers on Money Back Credit Cards

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When you use a cash back credit card you get some of your money back! So the more money you spend, the more you save! The cash back credit cards rated here by us - your trusted finance experts team - can help you save on gas and groceries and have super cash back when you shop at over 300 retailers. Some credit offers may include a gift certificate with your first purchase! Different cards offer different rewards, so scroll down to decide what card meets your needs and requirements. Keep in mind, each cash rebate card has its own terms and instructions how to maintain them. Compare credit cards rewards terms in this section and apply for the card that gives most rewards, perks, and savings.

Best Cash Back Credit Cards For You

Best Choice
fot Excellent, Good Credit
for Fair Credit
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Bal. Transf. 0% (15 months (on balance transfers made within 45 days of account opening))
Intro APR on Purchases n/a
Regular APR 14.99%, 19.99% or 24.99%* Variable
Annual Fee $0
Earn unlimited 1.5% cash rewards on every purchase
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
 
Consumer Rating: 5 / 5

Other Cash Back Credit Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Intro APR Purch.
(Intro Period)
APR %
Annual Fee
Apply
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Excellent, Good
0% intro on purchases for 9 months 13.24% - 23.24% (Variable) $0
 
Consumer Rating: 5 / 5
  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.24%-23.24% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.24%-23.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Average, Fair, Limited
N/A 24.99% (Variable) $39
 
Consumer Rating: 5 / 5
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Help strengthen your credit for the future with responsible card use
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Fair
N/A 15.65% - 24.15% Variable $0 - $99
 
Consumer Rating: 5 / 5
  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Average, Fair, Limited
N/A 20.24% (Variable) $0
 
Consumer Rating: 5 / 5
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There’s no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Fair
N/A 15.65% - 24.15% Variable $0 - $99
 
Consumer Rating: 5 / 5
  • 1% cash back on eligible purchases, terms apply
  • Email or text alerts to remind you when your payment is due
  • Flexible payment date to assist you in making your payments on time
  • Zero fraud liability protects you from unauthorized charges
  • See if you Pre-Qualify without harming your credit score
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Excellent / Good
n/a 10.15% to 26.15% (V) None
 
Consumer Rating: 4 / 5
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Earn up to 2.25% cash back on gas and grocery purchases.
  • Earn up to 1.25% cash back on your everyday purchases.
  • There′s no limit on the amount you can earn.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Excellent / Good
n/a 10.15% to 26.15% (V) $0
 
Consumer Rating: 4 / 5
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Earn up to 1.25% cash back on your everyday purchases.
  • There´s no limit on the amount you can earn.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.

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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Cash Back Credit Cards

Cash back credit cards are a great way to earn money back when you make purchases using your credit card. Funds are deposited directly into your bank account or deducted from your outstanding credit card balance, so essentially, the more money you spend, the more you save.

However, there are definitely some things to consider when deciding which cash back credit card fits your needs.
  • First look at how much you spend using your credit card and what kinds of purchases do you typically make. If you are a frequent or high-volume annual user, consider a card that pays 1% back on the first $10,000 of purchases. Some cards even offer 1.5% on purchases after that.
  • For non-frequent card users, opt for a card with low thresholds for earning cash back so that you can in fact reap your rewards when you use your card.
  • Be careful of cards with annual reward limits. You may be out spending money to rake in the rewards not realizing that you have longer surpassed your limit.
  • Find a card that gives you cash back on everyday purchases like groceries and gas. If you only get cash back on air travel and you never leave the state then you may have chosen the wrong card.
  • Ensure that the rebate process is easy and fast. Opt for a card that deposits cash back directly into your bank account. Or choose to have your cash back deducted from your monthly credit card balance.
  • Probably the easiest to overlook, be sure to redeem points before they expire.
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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.