Best Offers on Money Back Credit Cards

When you use a cash back credit card you get some of your money back! So the more money you spend, the more you save! The cash back credit cards rated here by us - your trusted finance experts team, includes features like top cash back can help you save on gas and groceries and have super cash back when you shop at over 300 retailers. Some credit offers include a gift certificate with your first purchase! Different cards offer different rewards, so scroll down to decide what card meets your needs and requirements. Keep in mind, each cash rebate card has its own rewards and instructions how to maintain them. Compare credit cards rewards terms in this section and apply for the card one that gives most rewards, perks, and savings.

These Credit Offers are Only for People with Excellent or Good Credit History.
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Best Cash Back Credit Cards

Max Cash Back
0% on Purchases & BT
Best for Fair Credit
Intro APR on Bal. Transf. 0% (12 months)
Intro APR on Purchases 0% (12 months)
Regular APR 10.99% - 20.99%± Variable
Annual Fee $0
$150 Restaurant.com Gift Certificate
  • Receive a $150 Restaurant.com Gift Certificate with first purchase.
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • 2% automatically at gas stations and restaurants all year long.±
Consumer Rating: 4 / 5

Other Cash Back Credit Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Intro APR Purch.
(Intro Period)
APR %
Annual Fee
Cash
Back
MAX.
Apply
0%
(15 months)
10.99% -
20.99%± Variable
$0
Up to 5%
Consumer Rating: 5 / 5
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
0%
(12 months)
10.99% -
19.99%± Variable
$0
Up to 5%
Consumer Rating: 5 / 5
  • Limited Time Offer - $0 Balance Transfer Fee!±
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%.±
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
See terms 10.9% -
24.9% (V)
See terms See terms
Consumer Rating: 5 / 5
  • Get the credit you need with no processing fees or application fees.
  • $0 Fraud Liability if your card is lost or stolen.
  • Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own.
n/a 15.99% -
22.99%26 (V)
$026
Up to 5%
Consumer Rating: 4 / 5
  • $200 cash back after $500 in purchases within the first 3 months of account opening.
  • No Annual Fee.26
  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com.
0%
(Until
February
2013)
12.9% -
20.9% (V)
$0
1%
On
Purchases
or (866) 554-0808
Consumer Rating: 3 / 5
  • $100 Bonus after you spend $500 in the first 3 months.
  • 50% bonus on the cash back you earn every year.
  • 1% cash back on all purchases.
0%
(Until
November
2012)
17.9% -
22.9% (V)
$39
Up to 2%
or (866) 554-0808
Consumer Rating: 5 / 5
  • 2% cash back on gas and groceries.
  • 1% cash back on all other purchases.
  • BONUS: Get up to 15% more cash back when you shop online at select merchants through Perk Central.

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Cash Back Credit Cards

Cash back credit cards are a great way to earn money back when you make purchases using your credit card. Funds are deposited directly into your bank account or deducted from your outstanding credit card balance, so essentially, the more money you spend, the more you save.

However, there are definitely some things to consider when deciding which cash back credit card is best for you.

  • First look at how much you spend usingyour credit card and what kinds of purchases do you typically make. If you are a frequent or high-volume annual user, consider a card that pays 1% back on the first $10,000 of purchases. Some cards even offer 1.5% on purchases after that.

  • For non-frequent card users, opt for a card with low thresholds for earning cash back so that you can in fact reap your rewards when you use your card.
  • Be careful of cards with annual reward limits. You may be out spending money to rake in the rewards not realizing that you have longer surpassed your limit.
  • Find a card that gives you cash back on everyday purchases like groceries and gas. If you only get cash back on air travel and you never leave the state then you may have chosen the wrong card.
  • Ensure that the rebate process is easy and fast. Opt for a card that deposits cash back directly into your bank account. Or choose to have your cash back deducted from your monthly credit card balance.
  • Probably the easiest to overlook, be sure to redeem points before they expire.

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26 See the Citi card terms and conditions online.

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