Best Offers on Money Back Credit Cards
When you use a cash back credit card you get some of your money back! So the more money you spend, the more you save! The cash back credit cards rated here by us - your trusted finance experts team, includes features like top cash back can help you save on gas and groceries and have super cash back when you shop at over 300 retailers. Some credit offers include a gift certificate with your first purchase! Different cards offer different rewards, so scroll down to decide what card meets your needs and requirements. Keep in mind, each cash rebate card has its own rewards and instructions how to maintain them. Compare credit cards rewards terms in this section and apply for the card one that gives most rewards, perks, and savings.
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Best Cash Back Credit Cards
| Intro APR on Bal. Transf. | 0% (12 months) |
| Intro APR on Purchases | 0% (12 months) |
| Regular APR | 10.99% - 20.99%± Variable |
| Annual Fee | $0 |
- Receive a $150 Restaurant.com Gift Certificate with first purchase.
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%.± $comm_d = "yes"; ?>
- 2% automatically at gas stations and restaurants all year long.± $comm_d = "yes"; ?>
Other Cash Back Credit Cards
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Card Name |
Intro APR Purch.
(Intro Period) |
APR %
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Annual Fee
|
Cash
Back MAX. |
Apply |
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0% (15 months) |
10.99% - 20.99%± Variable |
$0 | ![]() Up to 5% |
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0% (12 months) |
10.99% - 19.99%± Variable |
$0 | ![]() Up to 5% |
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See terms | 10.9% - 24.9% (V) |
See terms | See terms | |
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n/a | 15.99% - 22.99%26 (V) |
$026 | ![]() Up to 5% |
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0% (Until February 2013) |
12.9% - 20.9% (V) |
$0 | ![]() 1% On Purchases |
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0% (Until November 2012) |
17.9% - 22.9% (V) |
$39 | ![]() Up to 2% |
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Cash Back Credit Cards
Cash back credit cards are a great way to earn money back when you make purchases using your credit card. Funds are deposited directly into your bank account or deducted from your outstanding credit card balance, so essentially, the more money you spend, the more you save.
However, there are definitely some things to consider when deciding which cash back credit card is best for you.
- First look at how much you spend usingyour credit card and what kinds of purchases do you typically make. If you are a frequent or high-volume annual user, consider a card that pays 1% back on the first $10,000 of purchases. Some cards even offer 1.5% on purchases after that.
- For non-frequent card users, opt for a card with low thresholds for earning cash back so that you can in fact reap your rewards when you use your card.
- Be careful of cards with annual reward limits. You may be out spending money to rake in the rewards not realizing that you have longer surpassed your limit.
- Find a card that gives you cash back on everyday purchases like groceries and gas. If you only get cash back on air travel and you never leave the state then you may have chosen the wrong card.
- Ensure that the rebate process is easy and fast. Opt for a card that deposits cash back directly into your bank account. Or choose to have your cash back deducted from your monthly credit card balance.
- Probably the easiest to overlook, be sure to redeem points before they expire.
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for You
± Click apply to view rates, fees, rewards, limitations and other important information.
26 See the Citi card terms and conditions online.















2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.