Best No Annual Fee Credit Card Offers
Annual fees on credit cards can cost up to $450! Keep in mind: online credit cards that offer no annual fee sometimes charge customers a service membership fee, or participation fees, or skimp on rewards programs. Following is the list of top-rated no annual fee credit card offers. Whether you are a student, businessman, or consumer, you can find and apply for the one that best fits your needs, regardless of your credit score.
Have Bad or No Credit History? Click Here! Fair Credit? Click Here!
Best No Annual Fee Credit Card Offers
| Intro APR on Bal. Transf. | 0% (18 months)26 |
| Intro APR on Purchases | 0% (18 months)26 |
| Regular APR | 11.99% - 21.99%26 (V) |
| Annual Fee | $026 |
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- No annual fee.26
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more.
Other Credit Cards with No Annual Fee
You can sort items by clicking on the table header
|
Card Name |
Intro APR Purch.
(Intro Period) |
Intro APR Bal.Tr.
(Intro Period) |
APR %
|
Annual Fee
|
Apply |
 |
0% (18 months)26 |
0% (18 months)26 |
11.99% - 21.99%26 (V) |
$026 |
|
|
|||||
 |
0% (12 months) |
0% (12 months) |
10.99% - 19.99%± Variable |
$0 |
|
|
|||||
 |
0% (Until May 2013) |
0% (Until May 2013) |
10.9% - 18.9% (V) |
$0 |
or (866) 554-0808
|
|
|||||
 |
0% (15 months) |
0% (15 months) |
10.99% - 20.99%± Variable |
$0 |
|
|
|||||
 |
0% (Until February 2013) |
0% (Until February 2013) |
12.9% - 20.9% (V) |
$0 |
or (866) 554-0808
|
|
|||||
 |
n/a | n/a | 7.99% - 19.99% |
$0 - $5938 |
|
|
|||||
 |
See terms | See terms | 10.9% - 24.9% (V) |
See terms |
|
|
|||||
 |
0% (12 months) |
0% (12 months) |
10.99% - 20.99%± Variable |
$0 |
|
|
|||||
 |
0% (18 months)26 |
0% (18 months)26 |
11.99% - 21.99%26 (V) |
$026 |
|
|
|||||
Calculate the cost of paying off
your current balance
Your current credit card info:
Brief results:
You will pay off your balance in 7 months.
You will spend $179.90 on interest and fees.
Latest Bad Credit Card News
A look beyond the savings of a No Annual Fee Credit Card
An obvious way to reduce your annual credit card costs is to opt for a card without an annual fee. Saving hundreds of dollars each year may seem pretty straight forward, but there are still some important factors to consider when deciding if a no annual fee credit card is the right choice for you.
Whether you are a student or a new business owner, there are 'no annual fee' cards for customers at every level. However, do bear in mind that the best no fee credit card offers are mostly for people with good credit scores. If you do not fall into this category you may want to consider improving your credit score first so that you can enjoy the benefit of not having to pay an annual fee. Here is some food for thought before you apply for a No Annual Fee Credit Card.
- Whatever your credit level, be sure to read the fine print of the terms for hidden costs.
- Another downfall of a no annual fee credit card is that some companies offer fewer rewards programs in exchange for no annual fee.
- Depending on the details of your terms, with a no fee annual card, you can improve your credit score by keeping your credit card open without the worry of having to pay an annual fee.
- How often do you use your card? What is the total balance? How long will it take you to pay off? What rewards programs are associated with the card? Are you trying to improve your credit score? These are all questions to ask yourself when considering if a no annual fee card is right for you.
January 30, 2012
Kid-friendly credit card information can be hard to come by. While the Internet provides a wealth of information on innumerable subjects, good, sound advice about how best to teach youngsters about ...
January 20, 2012
Credit is an important tool – it affords you the purchasing power to buy something right now but pay for it later. However, it is imperative to understand that when you buy something on credit you ...
Other Credit Card Offers
for You
± Click apply to view rates, fees, rewards, limitations and other important information.
26 See the Citi card terms and conditions online.
38 $0 - $59 for the first year; $35 - $59 per year thereafter, based on creditworthiness.
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.