Best Credit Card Offers for Students

Are you a college student trying to start and grow your credit history? Well, look no further! Applying for a student credit card can be exhausting and confusing, especially for the first time. But our experts bring you the best and latest offers, making the process easy. Following is the list of best credit cards are tailored to meet students´ needs with features like 0% intro APR on purchases, no annual fee, and free text and e-mail alerts. Best of all, you can express your independence because most cards don´t require an adult co-signer, if you are 21 or older.
However, the U.S. laws restrict credit card companies from issuing credit cards to people of 18 years of age and anyone younger than 21 required to sign-up an adult consigner. Once you follow these instructions and get approved, you can use your card to purchase books or groceries and earn rewards points when you spend on entertainment and travel. Scroll down to apply online now!

Best Student Credit Cards

Best for Students
0% on Purchases for 9 Mo.
Build credit History
Intro APR on Bal. Transf. n/a
Intro APR on Purchases n/a
Regular APR 19.8% (V)
Annual Fee $0
No Annual Fee
  • Designed to help students build good credit with responsible use.
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit.
  • Customizable text and e-mail alerts to help keep you on track.
or (866) 554-0808
Consumer Rating: 5 / 5

Other Student Credit Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Intro APR Purch.
(Intro Period)
Intro APR Bal.Tr.
(Intro Period)
Annual Fee
Apply
Fair 0%
(9 months)
n/a $0
Consumer Rating: 2 / 5
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%.±
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com.
Fair 0%
(9 months)
n/a $0
Consumer Rating: 2 / 5
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%.±
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com.
Fair 0%
(9 months)
n/a $0
Consumer Rating: 1 / 5
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%.±
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com.

Calculate the cost of paying off
your current balance

Your current credit card info:

Brief results:

You will pay off your balance in 7 months.
You will spend $179.90 on interest and fees.

Paying too much on interest?

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Student Credit Cards

The days of receiving a weekly allowance are long gone. It´s now time to start taking some responsibility for your finances and planning for your future. A great way to do that is to get a student credit card! While the application process can be exhausting and confusing, especially for the first time. Use these tips to make process as quick, understandable, and beneficial.

Choosing a Credit Card for a Student

  • Prepaid - The easiest way to build up credit and reap the benefits of a credit card is to apply for a prepaid card. These cards do not require a credit history and can be used just like a regular credit card for online purchases and bill payments. Users also benefit from incentives like cash back offers. Best of all, you do not have to worry about late fees or exceeding your credit limit. If you are trying to establish your credit rating confirm that your credit will in fact be reported using this card because some prepaid cards are not reported to the major credit bureaus.


  • Bank - Turn to your own bank before you reach out to various credit card companies because your bank has a history of your income and spending habits. You may be a good candidate for a credit card if you have an account in good standing. And you may be able to negotiate a better interest rate than you would be able to get with another credit card provider.
  • Store credit cards - Getting a store credit card is a great way to start familiarizing yourself with managing a credit card and making monthly payments. Bear in mind though that not all department store credit card activity is reported to the major credit rating companies, so make sure that yours does before acquiring a card, otherwise you are doing nothing to improve your credit score.
These cards are tailored to meet students´ needs with features like 0% introductory APR on purchases, no annual fees, and free text and e-mail alerts!

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