Credit Card Offers for Average Credit Scores

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Have you made mistakes in the past and damaged your credit somewhat, but still need the convenience of a credit card? Well, we've recently found some great credit card offers for people with a fair credit history. Whatever the purpose for the credit card you choose, keep in mind - you can get a facelift for your credit history by making timely bill payments and keeping account balances low relative to the credit limit with all creditors. Here, we've found below is the list of the card offers from leading banks that specialize in issuing credit cards to customers with less than perfect credit history. Scroll down to find the card that meets your needs.

Best Cards for Fair Credit

0% intro APR on Purchases
$0 Annual Fee
Instant Decision
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Bal. Transf. 0% (until May 2016)
Intro APR on Purchases 0% (until May 2016)
Regular APR 22.9% (Variable)
Annual Fee $39
0% intro APR on purchases until May 2016; 22.9% variable APR after that
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn′t expire and there′s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
 
Consumer Rating: 5 / 5

Other Cards for Fair Credit

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Intro APR Purch.
(Intro Period)
APR %
Annual Fee
Balance Transfers Fee
Apply
Click the Compare link to compare the checked cards side-by-side at the comparison table.
See Terms See Terms See Terms See Terms
 
Consumer Rating: 5 / 5
  • Find card offers you may be eligible for without affecting your credit score
  • Get matched to features you want like low intro rates, cash back or miles, and more
  • See your card matches in less than 60 seconds
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
n/a 23.9% $35 - $99* n/a
 
Consumer Rating: 4 / 5
  • Quick pre-qualification available with no impact to your credit score.
  • Fast and easy instant decision.
  • Choose your custom card design - Free.
Click the Compare link to compare the checked cards side-by-side at the comparison table.
N/A 24.9% (Variable) $0 $0
 
Consumer Rating: 5 / 5
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
Click the Compare link to compare the checked cards side-by-side at the comparison table.
n/a See Terms See Terms n/a
 
Consumer Rating: 4 / 5
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
Click the Compare link to compare the checked cards side-by-side at the comparison table.
n/a* 17.90% - 23.90% (Variable)* $35-$99* n/a*
 
Consumer Rating: 5 / 5
  • Unlimited 1% cash back gas rewards.
  • Rewards post to your account automatically each month.
  • Get Pre-Qualified without affecting your credit score.
Click the Compare link to compare the checked cards side-by-side at the comparison table.
N/A 19.8% (Variable) $0 $0
 
Consumer Rating: 5 / 5
  • Earn 1% cash back on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time, for a total of 1.25% cash back
  • There′s no limit to the amount of cash back you can earn, and rewards don′t expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
Click the Compare link to compare the checked cards side-by-side at the comparison table.
n/a 0.00% See Terms See Terms
 
Consumer Rating: 4 / 5
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.

* See Card Terms & Conditions for Details.

Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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This service finds the credit cards which suites your situation best. But only card issuers decide whether you'll be approved or not for a credit card.

Fair Credit Card Offers

People with fair credit may experience difficulty getting approved for credit cards with top of the line rates. On the other hand, a fair credit card holder should not be subject to the same harsh terms and high fees as someone with bad credit. Get out of the grey area and use these tips to reestablish your credit rating and enjoy the convenience of swiping plastic!
  • Rebuild your credit. There are in fact great credit card options for people with less than perfect credit history. These cards can help you rebuild your credit history by making timely bill payments and keeping account balances low relative to the credit limit.
  • Get a co-signer. A co-signer will increase your chances of approval because it gives you further financial backing. The point is to compensate for your deficient credit score, so find someone with a stable job and good credit history.
  • Be realistic about your expectations. It is possible that your application may be denied or that you will pay a higher interest rate than an applicant with a high credit score.
  • Reap the benefits. Even with fair credit, cardholders can enjoy incentives like cash back offers, 0% introductory APR, low or no annual fees, low balance transfer fees, and built-in features to help card holders establish good credit like cash back on purchases when monthly bills are paid on time.

So do not let your less than stellar credit history dissuade you from applying for a credit card. Apply today to start rebuilding your score and enjoying the rewards!

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.