Credit Card Offers for Average Credit Scores
Have you made mistakes in the past and damaged your credit somewhat, but still need the convenience of a credit card? Well, we´ve recently found some great credit card offers for people with a fair credit history. Whatever the purpose for the credit card you choose, keep in mind - you can get a facelift for your credit history by making timely bill payments and staying within your credit limits with all creditors. Here, we´ve found below is the list of the best card offers from leading banks that specialize in issuing credit cards to customers with less than perfect credit history. Scroll down to find the card that meets your needs.
Best Cards for Fair Credit
| Intro APR on Bal. Transf. | n/a |
| Intro APR on Purchases | n/a |
| Regular APR | 24.9% (V) |
| Annual Fee | $0 |
- A card designed to help those new to the U.S. establish credit and earn cash back.
- Build credit with responsible use -- plus automatic reporting to the three major credit bureaus.
- Get 2% cash back on travel purchases.
Other Cards for Fair Credit
You can sort items by clicking on the table header
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Card Name |
Intro APR Purch.
(Intro Period) |
APR %
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Annual Fee
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Balance Transfers Fee
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Apply |
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0% (until February 2014) |
19.8% (V) | $39 | $0 | |
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0% (until February 2014) |
19.8% (V) | $39 | $0 | |
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n/a | See website* | See website* | See website* |
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n/a | See website* | See website* | See website* |
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n/a | 24.9% (V) | $0 intro for first year; $19 after that |
$0 | |
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n/a | See website* | See website* | See website* |
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n/a | 24.90% | $0 | See website |
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See terms | Various Rates | See terms | See terms |
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Fair Credit Card Offers
People with fair credit may experience difficulty getting approved for credit cards with top of the line rates. On the other hand, a fair credit card holder should not be subject to the same harsh terms and high fees as someone with bad credit. Get out of the grey area and use these tips to reestablish your credit rating and enjoy the convenience of swiping plastic!
- Rebuild your credit. There are in fact great credit card options for people with less than perfect credit history. These cards can help you rebuild your credit history by making timely bill payments and staying within your credit limits.
- Get a co-signer. A co-signer will increase your chances of approval because it gives you further financial backing. The point is to compensate for your deficient credit score, so find someone with a stable job and good credit history.
- Apply for a prepaid card. The easiest way to build up credit and reap the benefits of a credit card is to apply for a prepaid card. These cards require no credit rating and can be used just like a regular credit card for online purchases and bill payments.
- The best part is that you do not have to worry about late fees or exceeding your credit limit. But before you opt for a prepaid card be sure to confirm that your credit will in fact be reported using this card because some cards do not count toward building your credit.
- Be realistic about your expectations. It is possible that your application may be denied or that you will pay a higher interest rate than an applicant with a high credit score.
- Reap the benefits. Even with fair credit, cardholders can enjoy incentives like cash back offers, 0% introductory APR, low or no annual fees, low balance transfer fees, and built-in features to help card holders establish good credit like cash back on purchases when monthly bills are paid on time.
So do not let your less than stellar credit history dissuade you from applying for a credit card. Apply today to start rebuilding your score and enjoying the rewards!
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Other Credit Card Offers
for You
* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms & conditions on the credit card issuer´s website.
68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.