Best Credit Card Offers for you - Lowest intro APR

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Want to reduce your monthly interest costs on money borrowed with a credit card? Our latest reviews of top 40 low-interest credit cards have identified special offers and savings for those with good and excellent credit history! These low rate credit cards offers include perks like cash back, gasoline, and travel rewards, among others. So scroll-on down, and get your Low APR Credit Card Today!

Barclaycard Ring™ Mastercard®
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Credit History Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
Excellent 0% (15 months (on balance transfers made within 45 days of account opening)) 0% (15 months) 13.99% Variable $0
  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.99%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score
Consumer Rating: 4 / 5
Best Credit Cards from Credit-Land.com
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Credit History Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
Excellent / Good 0% (up to 21 months) 0% (up to 21 months) See Site $0
  • 0% Intro APR.
  • No Annual Fee.
  • Great Rewards Programs.
Consumer Rating: 5 / 5
Horizon Gold Credit Card
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Credit History Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
Bad n/a n/a 0.00% See Terms
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Consumer Rating: 4 / 5
Wells Fargo Cash Wise Visa® Card
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Credit History Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
Excellent / Good 0% for 12 months 0% for 12 months 13.99%-25.99% Variable None
  • NEW:$200 cash rewards bonus if you spend $1,000 (net purchases) in first 3 months.
  • Unlimited 1.5% cash rewards on net purchases.
  • $0 annual fee.
Consumer Rating: 5 / 5
National Credit Direct
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Credit History Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
Any n/a n/a 0.0% $49
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • Reward Points for every dollar spent.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Bad Credit - OK.
Consumer Rating: 4 / 5
Chase Freedom®
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Credit History Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
Excellent / Good 0% (15 months)2 0% (15 months)2 15.99-24.74%2 None2
  • $150 bonus after you spend $500 on purchases in the first 3 months from account opening.2
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. 2
  • Earn a $25 bonus when you add your first authorized user* and make your first purchase within this same 3-month period.2
  • 0% intro APR for 15 months from account opening on purchases and balance transfers. After that, 15.99%–24.74% variable APR.2
Consumer Rating: 5 / 5
ABOC Platinum Rewards Card
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Credit History Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
Excellent / Good N/A 0% for 12 months 13.90% - 23.90% Variable $0
  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 13.90% - 23.90%, based on your creditworthiness.
  • Earn 10,000 Bonus ABOC Rewards Points after you spend $1,000 on purchases within the first 90 days from account opening.
  • Unlimited Points That Don´t Expire.
  • Earn Points on Every Purchase! It´s simple: $1 = 1 Point.
  • No Annual Fee.
  • Select Your Rewards Your Way.
Consumer Rating: 5 / 5
Get Your CARD MATCH
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  • Will Not Affect Your Credit Score
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Understanding Low Rate Card Offers

Interest rate can make a huge difference on your monthly credit card bills, so the best way to keep money in your pocket is to find a low APR rate credit card. These cards vary from having a fixed rate APR or low introductory APR. The great thing about low rate credit cards is that no matter what your credit - average, good or excellent credit history; whether you are a business trying to improve cost efficiency or a student building your credit rating for the first time - there's bound to be a card to suit your needs. The important thing is to understand the details of your offer and rates. When does your promotional rate expire?

For the most part, introductory rates of low rate credit card offers are fixed for the promotional period, so be aware of the length of introductory period and of the rate afterwards. Look at terms and conditions section on every credit card application. Take note of the wording of the terms. Be sure to find out exactly how the timeframe is determined by looking at Terms and Conditions section provided conveniently inside of every credit card application.
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2 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.
6 In Accordance with Terms and Conditions.

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

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