Best Credit Card Offers - Lowest APR

Want to reduce your monthly interest costs on money borrowed with a credit card? Our latest reviews of top 40 low-interest credit cards have identified special offers and savings for those with good and excellent credit history! For example: a low interest, fixed rate, introductory credit card offer that is bound to save you money with interest free spending for up to 21 month! These low rate credit cards offers include perks like cash back, gasoline, and travel rewards, among others. So scroll-on down, and get your Low APR Credit Card Today!

These Credit Offers are Only for People with Excellent or Good Credit History.
Have Bad or No Credit History? Click Here! Fair Credit? Click Here!

Best Low Rate Credit Cards

Best for Excellent Credit
0% APR for 14 Months
8% variable APR
Intro APR on Bal. Transf. 0% (9 billing cycles)
Intro APR on Purchases 0% (9 billing cycles)
Regular APR 13.99% - 23.99% (Variable)
Annual Fee $0
0% intro APR for 9 billing cycles on Purchases and Balance Transfers
  • Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers.
  • Earn free groceries faster at Kroger, King Soopers, Dillons Smith´s, Fry´s and QFC; 3 points per $1 spent on Kroger family of brand products.
  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers).
Consumer Rating: 5 / 5

Other Low Rate Credit Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Intro APR Purch.
(Intro Period)
Intro APR Bal.Tr.
(Intro Period)
APR %
Annual Fee
Apply
0%
(18 months)26
0%
(18 months)26
11.99% -
21.99%26 (Variable)
$026
Consumer Rating: 5 / 5
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.26
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
See terms See terms Various Rates See terms
Consumer Rating: 5 / 5
  • Click "APPLY HERE" to find card offers.
  • See cards with features you want, like low intro rates, unlimited cash back or miles rewards, and more.
  • Find the right card without affecting your credit score.
n/a n/a 8.0% (Variable) $0
Consumer Rating: 4 / 5
  • A low 8% variable APR on balance transfers and purchases.
  • No Annual Fees.
  • No Balance Transfer Fees - start saving immediately!
0%
(12 billing
cycles)
0%
(12 billing
cycles)
13.74% -
22.74%
(Variable)
$0
Consumer Rating: 5 / 5
  • All 32 teams and NFL Shield card available.
  • 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness.
  • One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit.
0%
(14 months)
0%
(14 months)
10.99% -
22.99%± Variable
$0
Consumer Rating: 5 / 5
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.±
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.±
0%
(until
August
2014)
0%
(until
August
2014)
10.9% -
18.9% (V)
$0
Consumer Rating: 5 / 5
  • 0% intro APR until August 2014 on balance transfers.
  • 0% intro APR until August 2014 on purchases.
  • No annual fee.
0%
(12 billing
cycles)
0%
(12 billing
cycles)
12.99% or
20.99% (Variable)
$0
Consumer Rating: 5 / 5
  • No annual fee.
  • Earn $50 cash back with your first purchase.
  • With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard.
0%
(18 months)26
0%
(18 months)26
12.99% -
21.99% (Variable)
$026
Consumer Rating: 5 / 5
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER.
0%
(15 billing cycles)
0%
(15 billing
cycles)
9.99% - 23.99% (Variable) $0
Consumer Rating: 4 / 5
  • 0% Intro APR15 on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99% - 23.99%.
  • No annual fee15.
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum.

Does it make sense to
transfer money?

Your current credit card info:

Credit card you want to transfer to:

Understanding Low Rate Card Offers

Interest rate can make a huge difference on your monthly credit card bills, so the best way to keep money in your pocket is to find a low APR rate credit card. These cards vary from having a fixed rate APR or low introductory APR. The great thing about low rate credit cards is that no matter what your needs-average, good or excellent credit history; whether you are a business trying to improve cost efficiency or a student building your credit rating for the first time-there´s bound to be a card to suit your needs. The important thing is to understand the details of your offer and rates.

When does your promotional rate expire?

For the most part, introductory rates of low rate credit card offers are fixed for the promotional period, so be aware of the length of introductory period and of the rate afterwards. Look at terms and conditions section on every credit card application. Take note of the wording of the terms. Be sure to find out exactly how the timeframe is determined by looking at Terms and Conditions section provided conveniently inside of every credit card application.
Latest Credit Card Rewards Guides More Guides »

May 08, 2012

There were close to 59 million Americans who traveled to foreign shores in 2011. This is a 3 percent increase compared to the number of people who traveled in the year 2010. This number is sure to ...

May 01, 2012

It's important that one should understand complete details of credit card, including laws to assist you in searching the best available rates. One should require comparing companies, since a lot ...

± Click apply for Terms & Conditions.
15 See Card Terms and Conditions.
26 See the Citi card terms and conditions online.

Copyright © 2001-2013 BestCreditOffers.com All Rights Reserved.