Best Credit Card Offers - Lowest APR
Want to reduce your monthly interest costs on money borrowed with a credit card? Our latest reviews of top 40 low-interest credit cards have identified special offers and savings for those with good and excellent credit history! For example: a low interest, fixed rate, introductory credit card offer that is bound to save you money with interest free spending for up to 21 month! These low rate credit cards offers include perks like cash back, gasoline, and travel rewards, among others. So scroll-on down, and get your Low APR Credit Card Today!
Best Low Rate Credit Cards
| Intro APR on Bal. Transf. | 0% (15 months) |
| Intro APR on Purchases | 0% (15 months) |
| Regular APR | 10.99% - 20.99%± Variable |
| Annual Fee | $0 |
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
Other Low Rate Credit Cards
You can sort items by clicking on the table header
|
Card Name |
Intro APR Purch.
(Intro Period) |
Intro APR Bal.Tr.
(Intro Period) |
APR %
|
Annual Fee
|
Apply |
 |
0% (18 months)26 |
0% (18 months)26 |
11.99% - 21.99%26 (V) |
$026 |
|
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 |
See terms | See terms | 10.9% - 24.9% (V) |
See terms |
|
|
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 |
0% (15 months)8 |
0% (15 months) |
11.99% - 21.99%8 (V) |
$0 |
|
|
|||||
 |
0% (18 months)26 |
0% (18 months)26 |
11.99% - 21.99%26 (V) |
$026 |
|
|
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 |
0% (15 months)8 |
0% (15 months)8 |
12.99% - 22.99%8 (V) |
$0 |
|
|
|||||
 |
0% (Until June 2013) |
n/a | 11.9% - 19.9% (V) |
$0 |
or (866) 554-0808
|
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 |
0% (6 months) |
0% (18 months) |
10.99% - 20.99%± Variable |
$0 |
|
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 |
0% (18 months)26 |
0% (18 months)26 |
11.99% - 21.99%26 (V) |
$026 |
|
|
|||||
 |
0% (Until September 2013) |
0% (Until September 2013) |
10.9% - 18.9% (V) |
$0 |
or (866) 554-0808
|
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Latest Low APR Credit Card News
Understanding Low Rate Card Offers
Interest rate can make a huge difference on your monthly credit card bills, so the best way to keep money in your pocket is to find a low APR rate credit card. These cards vary from having a fixed rate APR or low introductory APR. The great thing about low rate credit cards is that no matter what your needs-average, good or excellent credit history; whether you are a business trying to improve cost efficiency or a student building your credit rating for the first time-there´s bound to be a card to suit your needs. The important thing is to understand the details of your offer and rates.
When does your promotional rate expire?
For the most part, introductory rates of low rate credit card offers are fixed for the promotional period, so be aware of the length of introductory period and of the rate afterwards. Look at terms and conditions section on every credit card application. Take note of the wording of the terms. Be sure to find out exactly how the timeframe is determined by looking at Terms and Conditions section provided conveniently inside of every credit card application.
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Other Credit Card Offers
for You
± Click apply to view rates, fees, rewards, limitations and other important information.
8 See the Chase card terms and conditions online.
26 See the Citi card terms and conditions online.
38 $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter.
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.