Best Prepaid & Debit Card Offers

Establishing your credit for the first time? We advise to familiarize yourself with managing a credit card by getting one of top-rated prepaid cards that we´ve reviewed for best match for you. Prepaid credit cards offer guaranteed approval for all customers, do not require credit history, and can be used just like a regular credit card for online purchases and bill payments. Best of all, you do not have to worry about interest rates, late fees or exceeding your credit limit. Keep in mind, Prepaid Cards are invisible in your Credit History and will not affect your credit score. Rather, they are designed to teach you budgeting card payments and provide you with secure way to shop. Scroll down to find the right card for you!

Best Prepaid Cards

Best Prepaid Card
Guaranteed Approval
No credit Check
Activation Fee $14.95
Guaranteed Approval No!
Credit Check No
Build Credit No
Get Approval in Seconds!
  • Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
  • Easy Online Bill Pay - pay bills, rent, or write personal checks.
  • Free 24/7 customer service.
Consumer Rating: 4 / 5

Other Prepaid Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Activation Fee
Guaranteed Approval
Credit Check
Build Credit
Apply
$0 No! No No
Consumer Rating: 4 / 5
  • No Activation Fee.15
  • $10 for enrolling in direct deposit.15
  • Fees as low as $4.95 per month.
$9.95 No! No No
Consumer Rating: 5 / 5
  • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
  • Choose from multiple fee plan options, and switch for free.
  • Earn fee rebates for maintaining balance in RushGoals program.
$9.95 Yes! No No
Consumer Rating: 4 / 5
  • Instant Account Number - No Credit Check.
  • Free Direct Deposit - paycheck, benefits, tax refunds.
  • Easy Online Bill Payment & Mobile Account Access.
$3.95 No! No No
Consumer Rating: 5 / 5
  • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
  • Choose from multiple fee plan options, and switch for free.
  • Transfer money to another RushCard member for just $0.99.
$9.95 Yes! No No
Consumer Rating: 4 / 5
  • Get Your Premium Benefits:
  • Exclusive Rewards Program.
  • Free Credit ScoreTracker.47
$0 No No No
Consumer Rating: 5 / 5
  • No Monthly, Annual or Purchase Fees.
  • Direct Deposit.
  • No Overdraft, Inactivity or Foreign Exchange Fees.
$4.95 Yes! No No
Consumer Rating: 4 / 5
  • $0 Monthly Fee.
  • No Credit Check or ChexSystems check.
  • Instant Account Number.
see site No! No No
Consumer Rating: 5 / 5
  • $0 activation fee when you signup online!
  • Earn $20 with free direct deposit of your employer paychecks on to your PayPower card.
  • Earn $30 when you direct deposit your government benefits checks on to your PayPower card.
see site No! No No
Consumer Rating: 5 / 5
  • Get your tax refund faster with direct deposit.15
  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF´s early detection screening program for those in need.

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Best Prepaid Cards

Prepaid cards do not require credit history so they are a great way to establish your credit for the first time. They can be used just like a regular credit card for online purchases and bill payments so you can use this card familiarize yourself with managing a credit card. The best feature of these cards is that with prepaid cards, you do not have to worry about late fees or exceeding your credit limit because the card balance is paid in advance.

Here are a few things to keep in mind when deciding on a card and some of the perks associated with these cards:

  • If you´re trying to build up or improve your credit rating confirm that your credit will in fact be reported to the three major credit bureaus using your card of choice because some cards do not.

  • Prepaid credit cards offer guaranteed approval for all customers
  • You can use this card to make secure online purchases and bill payments.
  • Card holders can also benefit from incentives like cash back offers and rewards programs.
  • Best of all, you take control of your expenses by making payments using a prepaid card.
  • You can avoid annoying monthly and annual fees.
  • Most prepaid cards have no activation fee.
  • You never have to worry about late or overdraft charges.


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