Best Prepaid & Debit Card Offers

Establishing your credit for the first time? We advise to familiarize yourself with managing a credit card by getting one of top-rated prepaid cards that we´ve reviewed for best match for you. Prepaid credit cards offer guaranteed approval for all customers, do not require credit history, and can be used just like a regular credit card for online purchases and bill payments. Best of all, you do not have to worry about interest rates, late fees or exceeding your credit limit. Keep in mind, Prepaid Cards are invisible in your Credit History and will not affect your credit score. Rather, they are designed to teach you budgeting card payments and provide you with secure way to shop. Scroll down to find the right card for you!

Best Prepaid Cards

Best Prepaid Card
Guaranteed Approval
No credit Check
Activation Fee $9.95
Guaranteed Approval Yes!
Credit Check No
Build Credit No
Free Direct Deposit, Online bill pay, Earn rewards
  • NEW!! Choose your card design at no extra cost!
  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More.
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.15
Consumer Rating: 4 / 5

Other Prepaid Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Activation Fee
Guaranteed Approval
Credit Check
Build Credit
Apply
$0 No No No
Consumer Rating: 1 / 5
  • No purchase price or activation fee.
  • No overdraft fees or interest charges.
  • No credit check.
$9.95 Yes! No No
Consumer Rating: 4 / 5
  • Get Your Premium Benefits:
  • Free Credit Score Tracker47.
  • Free Direct Deposit - paycheck, benefits, tax refunds.
$053 No No Yes
Consumer Rating: 4 / 5
  • Fast, easy application - No Credit Checks.
  • $10 Cash Bonus, Activation & Monthly Fees refunded when you use Free Direct Deposit.
  • Quick and Safe Access to your Money.
$0 No No No
Consumer Rating: 3 / 5
  • The benefits of Cardmembership start here!
  • No Monthly, Annual or Purchase Fees.
  • No Overdraft, Inactivity or Foreign Exchange Fees.
$0 Yes! No No
Consumer Rating: 4 / 5
  • Similar to a checking account with a Visa prepaid card.
  • Save up to $220 compared with other cards, the first year alone.
  • 100% approval with no credit check and no activation fee.
$9.95 Yes! No No
Consumer Rating: 4 / 5
  • Make a difference - With every signature purchase you are helping to fight against breast cancer.
  • 100% Guaranteed Approval15 - No Credit Check, income requirements, or bank account required!
  • FREE Direct Deposit - Eliminate check cashing fees.

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Best Prepaid Cards

Prepaid cards do not require credit history so they are a great way to establish your credit for the first time. They can be used just like a regular credit card for online purchases and bill payments so you can use this card familiarize yourself with managing a credit card. The best feature of these cards is that with prepaid cards, you do not have to worry about late fees or exceeding your credit limit because the card balance is paid in advance.

Here are a few things to keep in mind when deciding on a card and some of the perks associated with these cards:

  • If you´re trying to build up or improve your credit rating confirm that your credit will in fact be reported to the three major credit bureaus using your card of choice because some cards do not.

  • Prepaid credit cards offer guaranteed approval for all customers
  • You can use this card to make secure online purchases and bill payments.
  • Card holders can also benefit from incentives like cash back offers and rewards programs.
  • Best of all, you take control of your expenses by making payments using a prepaid card.
  • You can avoid annoying monthly and annual fees.
  • Most prepaid cards have no activation fee.
  • You never have to worry about late or overdraft charges.


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15 See Card Terms and Conditions.
47 See Program Rules.
53 The full $9.95 Activate Card Fee will be charged, but on the first Direct Deposit that occurs, the $9.95 Activate Card Fee will be refunded to your Card Account within 30 days of your first Direct Deposit.

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