Best Prepaid & Debit Card Offers

Establishing your credit for the first time? We advise to familiarize yourself with managing a credit card by getting one of top-rated prepaid cards that we´ve reviewed for best match for you. Prepaid credit cards offer guaranteed approval for all customers, do not require credit history, and can be used just like a regular credit card for online purchases and bill payments. Best of all, you do not have to worry about interest rates, late fees or exceeding your credit limit. Keep in mind, Prepaid Cards are invisible in your Credit History and will not affect your credit score. Rather, they are designed to teach you budgeting card payments and provide you with secure way to shop. Scroll down to find the right card for you!

Best Prepaid Cards

Best Prepaid Card
Guaranteed Approval
No Credit Check
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Activation Fee see site
Guaranteed Approval No
Credit Check No
Build Credit No
No Credit Check, Overdraft Fees or Interest Charges.
  • Free direct deposit - get your paycheck and government benefits up to 2 days faster.
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
  • Get account alerts on your mobile device or download our App to check your balance and see recent transactions.
Consumer Rating: 4 / 5

Other Prepaid Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Activation Fee
Guaranteed Approval
Credit Check
Build Credit
Apply
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
n/a Yes! No No
Consumer Rating: 4 / 5
  • Get Paid up to 2 days faster with direct deposit - paychecks and government benefit checks.
  • 100% Approval - No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$0 Yes! No No
Consumer Rating: 5 / 5
  • Use Direct Deposit - get your paycheck or government benefits check up to 2 days faster.
  • No overdraft fees & a simple fee plan. No cost to order or activate a card.
  • Qualify for a $10 Purchase Cushion and $5/month fee plan after a Direct Deposit of $500 in one calendar month.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$9.95 Yes! No No
Consumer Rating: 4 / 5
  • This is not a credit card. You need to deposit your own money before using the card.
  • Exclusive Rewards Program.
  • Free Credit ScoreTracker.47
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
See terms No No No
Consumer Rating: 5 / 5
  • Enroll in direct deposit today - receive your account number immediately.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.15
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.15
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$0 No No No
Consumer Rating: 5 / 5
  • Take your love for NASCAR everywhere you go, on and off the track with this exclusive NASCAR-themed card.
  • Free Direct Deposit.
  • Access 20,000+ MoneyPass ATMs. A fee of $2.50 will apply for withdrawals made outside the MoneyPass network, plus any fee the ATM owner may assess.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$0 Yes! No No
Consumer Rating: 5 / 5
  • Trust Brink′s with your money. Securing cash and valuables since 1859.
  • Get paid up to 2 days faster with Direct Deposit.
  • Access your money whenever, wherever you are. Use your mobile phone and online Account Center to check your balance, send money, find reload/ATM locations and much more.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$4.95 Yes! No No
Consumer Rating: 4 / 5
  • $0 Monthly Fee.
  • Free47 Direct Deposit.
  • Free47 ScoreTracker with Direct Deposit.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
See terms No No No
Consumer Rating: 5 / 5
  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF′s early detection screening program for those in need.
  • Enroll in direct deposit today - receive your account number immediately.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$0 Yes! No No
Consumer Rating: 5 / 5
  • Get Paid up to 2 Days Earlier with Free15 Direct Deposit of your paycheck or benefit checks.
  • 100% Guaranteed Approval - upon successful ID verification.
  • $0 Activation Fee.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$4.95 Yes! No No
Consumer Rating: 4 / 5
  • $0 Monthly Fee.
  • No Credit or ChexSystems Checks.
  • No Overdraft fees.

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Best Prepaid Cards

Prepaid cards do not require credit history so they are a great way to establish your credit for the first time. They can be used just like a regular credit card for online purchases and bill payments so you can use this card familiarize yourself with managing a credit card. The best feature of these cards is that with prepaid cards, you do not have to worry about late fees or exceeding your credit limit because the card balance is paid in advance.

Here are a few things to keep in mind when deciding on a card and some of the perks associated with these cards:
  • If you´re trying to build up or improve your credit rating confirm that your credit will in fact be reported to the three major credit bureaus using your card of choice because some cards do not.
  • Prepaid credit cards offer guaranteed approval for all customers
  • You can use this card to make secure online purchases and bill payments.
  • Card holders can also benefit from incentives like cash back offers and rewards programs.
  • Best of all, you take control of your expenses by making payments using a prepaid card.
  • You can avoid annoying monthly and annual fees.
  • Most prepaid cards have no activation fee.
  • You never have to worry about late or overdraft charges.
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15 See Card Terms and Conditions.
47 See Program Rules.

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