Best Prepaid & Debit Card Offers

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Establishing your credit for the first time? We advise to familiarize yourself with managing a credit card by getting one of top-rated prepaid cards that we´ve reviewed for best match for you. Prepaid credit cards offer guaranteed approval for all customers, do not require credit history, and can be used just like a regular credit card for online purchases and bill payments. Best of all, you do not have to worry about interest rates, late fees or exceeding your credit limit. Keep in mind, Prepaid Cards are invisible in your Credit History and will not affect your credit score. Rather, they are designed to teach you budgeting card payments and provide you with secure way to shop. Scroll down to find the right card for you!

Best Prepaid Cards

Best of the Best
No Credit Check
$0 Monthly Fee
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Activation Fee See Terms
Guaranteed Approval Yes!
Credit Check No
Build Credit No
$0 Activation Fee
  • Get Paid up to 2 days Faster with Free Direct Deposit* - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
  • 100% Approval* - upon Successful ID Verification. No CreditCheck*. No ChexSystems Check. No Existing Bank Account Required.
  • $0 Activation Fee*. No Minimum Balance. No Risk of Overdraft Fees.
 
Consumer Rating: 5 / 5

Other Prepaid Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Activation Fee
Guaranteed Approval
Credit Check
Build Credit
Apply
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$0 Yes! No No
 
Consumer Rating: 4 / 5
  • $0 Monthly Fee*.
  • Free* Direct Deposit.
  • No Credit Check* or ChexSystems Check.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
See Terms No No No
 
Consumer Rating: 5 / 5
  • Get paid faster than a paper check.
  • Quick and easy sign up.
  • No minimum balance.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$0 Upon successful ID Verification No No
 
Consumer Rating: 5 / 5
  • Now order up to 3 cards with different designs; 1,000s to choose from.
  • Deposit your paycheck directly onto your card.
  • Not a credit card.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$4.95 Yes! No No
 
Consumer Rating: 5 / 5
  • $0 Monthly Fee.
  • No Credit Check* or ChexSystems check.
  • Instant Account Number.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$0 Upon successful ID Verification No No
 
Consumer Rating: 5 / 5
  • Now order up to 3 cards with different designs; 1,000s to choose from.
  • Deposit your paycheck directly onto your card.
  • Not a credit card.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
See Terms Upon successful
ID Verification
No No
 
Consumer Rating: 4 / 5
  • Instant Account Number - A Great Card for your Money.
  • Free* Direct Deposit - Paycheck, Benefit Checks, Tax Refund Checks.
  • Easy Online Bill Payment & Mobile Account Access.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$0 Upon successful ID Verification No No
 
Consumer Rating: 5 / 5
  • Now order up to 3 cards with different designs; 1,000s to choose from.
  • Deposit your paycheck directly onto your card.
  • Not a credit card.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
See Terms Yes! No No
 
Consumer Rating: 4 / 5
  • $0 Monthly Fee*.
  • No Credit Check* or ChexSystems Check.
  • No Risk of Overdraft Fees.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$0 Upon successful ID Verification No No
 
Consumer Rating: 5 / 5
  • Now order up to 3 cards with different designs; 1,000s to choose from.
  • Deposit your paycheck directly onto your card.
  • Not a credit card.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
See Terms Upon successful
ID Verification
No No
 
Consumer Rating: 5 / 5
  • $0 Monthly Fee*.
  • Free* Direct Deposit.
  • No Credit Check* or ChexSystems Check.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
$0 Upon successful ID Verification No No
 
Consumer Rating: 5 / 5
  • Now order up to 3 cards with different designs; 1,000s to choose from.
  • Deposit your paycheck directly onto your card.
  • Not a credit card.

Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
Please, select your credit score
Please, select your bankruptcy status
Please, select your state
Select the state of your residence
Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Best Prepaid Cards

Prepaid cards do not require credit history so they are a great way to establish your credit for the first time. They can be used just like a regular credit card for online purchases and bill payments so you can use this card familiarize yourself with managing a credit card. The best feature of these cards is that with prepaid cards, you do not have to worry about late fees or exceeding your credit limit because the card balance is paid in advance.

Here are a few things to keep in mind when deciding on a card and some of the perks associated with these cards:
  • If you´re trying to build up or improve your credit rating confirm that your credit will in fact be reported to the three major credit bureaus using your card of choice because some cards do not.
  • Prepaid credit cards offer guaranteed approval for all customers
  • You can use this card to make secure online purchases and bill payments.
  • Card holders can also benefit from incentives like cash back offers and rewards programs.
  • Best of all, you take control of your expenses by making payments using a prepaid card.
  • You can avoid annoying monthly and annual fees.
  • Most prepaid cards have no activation fee.
  • You never have to worry about late or overdraft charges.
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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.