Balance Transfer Credit Card Offers - 0% Interest Rate

Balance transfer credit cards are ideal for people with multiple accounts of outstanding debt. It allows you to transfer higher-interest debt balances onto a single new credit card, consolidating all your debt under one low interest rate. How is this useful? Besides combining all your credit card debts under one bill, you will find lots of savings in new introductory offers on Balance Transfer.

Some of the best balance transfer offers require no annual fees and even offer 0% APR for up to 21 months, combined with cash back and other rewards. Additionally, we offer a set of innovative balance transfer tools that help you quickly and effective move your debt. For example, use can use our Balance Transfer Calculator that analyzes and compares savings associated with various new balance transfer credit cards. Remember, knowledge is everything in debt management, so scroll down and research this section.

These Credit Offers are Only for People with Excellent or Good Credit History.
Have Bad or No Credit History? Click Here! Fair Credit? Click Here!
TOP BALANCE TRANSFER OFFERS of May 2012
Citi® Platinum Select® Visa® Card
  

0% Intro APR on Balance Transfers and Purchases for 18 months.

No Annual Fee.

Consumer Rating: 5 / 5
Slate® from Chase - No Balance Transfer Fee
  

No Balance Transfer Fee!

0% Intro APR for 15 months on Purchases and Balance Transfers.

Consumer Rating: 5 / 5

Other Credit Cards with Balance Transfer

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Intro APR Bal.Tr.
(Intro Period)
APR %
Annual Fee
Balance Transfer Fee
Apply
0%
(18 months)
10.99% -
20.99%± Variable
$0 3%±
Consumer Rating: 5 / 5
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
0%
(Until
September
2013)
10.9% -
18.9% (V)
$0 3%
or (866) 554-0808
Consumer Rating: 4 / 5
  • 0% intro APR until September 2013 on balance transfers.
  • 0% intro APR until September 2013 on purchases.
  • No annual fee.
0%
(18 months)26
11.99% -
21.99%26 (V)
$026 3%
($5 min)
Consumer Rating: 5 / 5
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • No annual fee.26
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more.
0%
(15 months)
10.99% -
20.99%± Variable
$0 3%±
Consumer Rating: 5 / 5
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
0%
(18 months)26
11.99% -
21.99%26 (V)
$026 3%
($5 min)
Consumer Rating: 5 / 5
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • No annual fee.26
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more.
See terms 10.9% -
24.9% (V)
See terms See terms
Consumer Rating: 4 / 5
  • Get the credit you need with no processing fees or application fees.
  • $0 Fraud Liability if your card is lost or stolen.
  • Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own.
0%
(15 months)8
12.99% -
22.99%8 (V)
$0 3%
($5 min)
Consumer Rating: 4 / 5
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months.
  • 0% Intro APR for 15 months on purchases and balance transfers.
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12.

Does it make sense to
transfer money?

Your current credit card info:

Credit card you want to transfer to:

Balance Transfers 101

High unemployment rates, salary cuts, and foreclosures-these are just some of the negative effects of the ongoing recession. But believe it or not there´s actually an upside to the economic downturn. Several banks and financial institutions are now bombarding customers with good to excellent credit scores with balance transfer credit card offers.

Balance transfer credit cards are ideal for individuals with outstanding balances on several cards and designed to help people consolidateonto one card all their credit card debt. These cards are also an excellent way to reduce monthly interest payments by hundreds of dollars a year. For example, if you have an outstanding balance of $5,000 with a 15% interest rate, transferring to a card with a 0% introductory interest rate for a year will save you $750 in interest payments!

Here are a few points to consider:

  • Is a balance transfer credit card right for you? First, determine if you will be eligible for a balance transfer credit card. Having a bad credit and knowingly applying for a balance transfer credit card, with unrealistic expectations may result in rejection and hard inquiry in your credit history.
  • Calculate how much you will save. After you determine whether or not you are eligible for a balance transfer credit card, it is important to calculate how much you stand to save by transferring all or a portion of your credit card balance.
  • Note the details of the rates. Fees with balance transfer cards can be tricky, so it´s important that you know the exact details of your card.
Use our tips to determine if a balance transfer credit card is right for you. If it is, be sure to follow our guidelines to ensure the best benefits!

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