Balance Transfer Credit Card Offers - 0% Interest Rate

advertiser disclosure
BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Balance transfer credit cards are ideal for people with multiple accounts of outstanding debt. It allows you to transfer higher-interest debt balances onto a single new credit card, consolidating all your debt under one low interest rate. How is this useful? Besides combining all your credit card debts under one bill, you will find lots of savings in new introductory offers on Balance Transfer. Some of the best balance transfer offers require no annual fees and even offer 0% APR for up to 18 months, combined with cash back and other rewards.

Best Balance Transfer Credit Cards For You

Best Choice
Earn 1.5% Cash Back
No Annual Fee
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Bal. Transf. n/a
Intro APR on Purchases n/a
Regular APR 12.9% - 22.9% (Variable)
Annual Fee $0 intro for first year; $59 after that
Fly any airline, stay at any hotel, anytime
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel.
  • Earn unlimited 2X miles per dollar on every purchase, every day.
  • Fly any airline, stay at any hotel, anytime.
 
Consumer Rating: 5 / 5

Other Credit Cards with Balance Transfer

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Intro APR Bal.Tr.
(Intro Period)
APR %
Annual Fee
Balance Transfer Fee
Apply
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
0% (until March 2016) 12.9% - 22.9% (Variable) $0 3%
 
Consumer Rating: 5 / 5
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months.
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn′t expire and there′s no limit to how much you can earn.
Click the Compare link to compare the checked cards side-by-side at the comparison table.
See terms Various Rates See terms See terms
 
Consumer Rating: 5 / 5
  • Find card offers you may be eligible for without affecting your credit score.
  • Get matched to features you want like low intro rates, cash back or miles, and more.
  • See your card matches in less than 60 seconds.
Click the Compare link to compare the checked cards side-by-side at the comparison table.
n/a 11.9% - 21.9% (Variable) $0 $0
 
Consumer Rating: 5 / 5
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel.
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee.
  • Fly any airline, stay at any hotel, anytime.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
n/a 7.25% $0 0%
 
Consumer Rating: 3 / 5
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 7.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
n/a 9.25% $0 0%
 
Consumer Rating: 3 / 5
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 9.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.

Does it make sense to
transfer money?

Your current credit card info:

Credit card you want to transfer to:

Balance Transfers 101

High unemployment rates, salary cuts, and foreclosures-these are just some of the negative effects of the ongoing recession. But believe it or not there´s actually an upside to the economic downturn. Several banks and financial institutions are now bombarding customers with good to excellent credit scores with balance transfer credit card offers.

Balance transfer credit cards are ideal for individuals with outstanding balances on several cards and designed to help people consolidateonto one card all their credit card debt. These cards are also an excellent way to reduce monthly interest payments by hundreds of dollars a year. For example, if you have an outstanding balance of $5,000 with a 15% interest rate, transferring to a card with a 0% introductory interest rate for a year will save you $750 in interest payments!

Here are a few points to consider:
  • Is a balance transfer credit card right for you? First, determine if you will be eligible for a balance transfer credit card. Having a bad credit and knowingly applying for a balance transfer credit card, with unrealistic expectations may result in rejection and hard inquiry in your credit history.
  • Calculate how much you will save. After you determine whether or not you are eligible for a balance transfer credit card, it is important to calculate how much you stand to save by transferring all or a portion of your credit card balance.
  • Note the details of the rates. Fees with balance transfer cards can be tricky, so it´s important that you know the exact details of your card.
Use our tips to determine if a balance transfer credit card is right for you. If it is, be sure to follow our guidelines to ensure the best benefits!

Latest Balance Transfer Card Guides More Guides »

December 09, 2014

If one of your resolutions for the approaching New Year is to get--and stay--out of debt, you may be tempted to lock away your credit cards and vow never to use them again. But there’s no need to be ...

June 23, 2014

If you are carrying a balance on one or more of your credit cards, you might be wondering if it makes sense to transfer your balance to a new card. A balance transfer credit card can help people save ...

Copyright © 2001-2015 BestCreditOffers.com All Rights Reserved.

* The BestCreditOffers.com.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com.com website are property of their respective owners.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.