Balance Transfer Credit Card Offers

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Balance transfer credit cards are ideal for people with multiple accounts of outstanding debt. It allows you to transfer higher-interest debt balances onto a single new credit card, consolidating all your debt under one low interest rate. How is this useful? Besides combining all your credit card debts under one bill, you will find lots of savings in new introductory offers on Balance Transfer. Some of the best balance transfer offers require no annual fees, no balance transfer fees, and offer long 0% intro APR periods, combined with cash back and other rewards.

Best Balance Transfer Credit Cards For You

Cash Back Rewards
No Annual Fee
Earn 50,000 Bonus Miles
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Bal. Transf. 0% intro on balance transfers for 9 months
Intro APR on Purchases 0% intro on purchases for 9 months
Regular APR 23.24% (Variable)
Annual Fee $39
Earn unlimited 1.5% cash back on every purchase, every day
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Every 10th Uber ride is free up to $15 when you pay with your QuicksilverOne card through March 31, 2017
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
 
Consumer Rating: 5 / 5

Other Credit Cards with Balance Transfer

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How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Intro APR Bal.Tr.
(Intro Period)
APR %
Annual Fee
Balance Transfer Fee
Apply
Click the Compare link to compare the checked cards side-by-side at the comparison table.
See Terms Various Rates See Terms See Terms
 
Consumer Rating: 5 / 5
  • Find card offers you may be eligible for without affecting your credit score
  • Get matched to features you want like low intro rates, cash back or miles and more
  • See your card matches in less than 60 seconds
  • Find a card for where you are to help you prepare for what’s ahead
  • All Capital One cards come with fraud coverage if your card is lost or stolen
  • 24/7 account access, including mobile app for fast and easy account management - right from your smartphone
  • Pick the monthly payment due date that works best for you
  • Pay the way you want - by check, online or at a local branch
Click the Compare link to compare the checked cards side-by-side at the comparison table.
0% (15 months (on balance transfers made within 45 days of account opening)) 14.99%, 19.99% or 24.99%* Variable $0 3%, Minimum $5
 
Consumer Rating: 5 / 5
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Click the Compare link to compare the checked cards side-by-side at the comparison table.
0% intro on balance transfers for 9 months 13.24% - 23.24% (Variable) $0 3%
 
Consumer Rating: 5 / 5
  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Every 10th Uber ride is free up to $15 when you pay with your Quicksilver card through March 31, 2017
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.24%-23.24% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.24%-23.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
0% (12 months (on balance transfers made within 45 days of account opening)) 16.24%, 20.24% or 23.24%* Variable $89 - waived first year 3%, Minimum $5
 
Consumer Rating: 5 / 5
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.24%, 20.24% or 23.24%, based on your creditworthiness. Please note, there is a fee for balance transfers
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
0% (First twelve billing cycles following each balance transfer that posts to account within 45 days of account opening) 12.24%, 20.24% or 25.24% variable $99 3%, Minimum $5
 
Consumer Rating: 5 / 5
  • Earn 30,000 bonus points after you spend $1,000 in purchases within the first 90 days
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
  • Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling.
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases including cocktails, food and movies & your first checked bag is free on JetBlue-operated flights.
  • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases annually with your card
  • Get 10% of your points back every time you redeem to use toward your next redemption & a $100 statement credit after you purchase a Getaways vacation package of $100 or more with your JetBlue Plus Card
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
0% (First twelve billing cycles following each balance transfer that posts to account within 45 days of account opening) 12.24%, 20.24% or 25.24% variable $0 3%, Minimum $5
 
Consumer Rating: 5 / 5
  • Earn 5,000 bonus points after you spend $1,000 on purchases in the first 90 days.
  • Earn 3 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
  • Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling.
  • 50% savings on eligible inflight purchases including cocktails, food and movies
  • No foreign transaction fees
  • Chip-card technology & $0 Fraud Liability protection
  • 0% introductory APR for first 12 billing cycles on balance transfers made within 45 days of account opening. After that a variable APR will apply, 12.24%, 20.24% or 25.24%, based on your creditworthiness.

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Balance Transfers 101

High unemployment rates, salary cuts, and foreclosures - these are just some of the negative effects of the ongoing recession. But believe it or not there´s actually an upside to the economic downturn. Several banks and financial institutions are now bombarding customers with good to excellent credit scores with balance transfer credit card offers.

Balance transfer credit cards are ideal for individuals with outstanding balances on several cards and designed to help people consolidate on to one card all their credit card debt. These cards are also an excellent way to reduce monthly interest payments by hundreds of dollars a year. For example, if you have an outstanding balance of $5,000 with a 15% interest rate, transferring to a card with a 0% introductory interest rate for a year will save you $750 in interest payments!

Here are a few points to consider:
  • Is a balance transfer credit card right for you? First, determine if you will be eligible for a balance transfer credit card. Having a bad credit and knowingly applying for a balance transfer credit card, with unrealistic expectations may result in rejection and hard inquiry in your credit history.
  • Calculate how much you will save. After you determine whether or not you are eligible for a balance transfer credit card, it is important to calculate how much you stand to save by transferring all or a portion of your credit card balance.
  • Note the details of the rates. Fees with balance transfer cards can be tricky, so it´s important that you know the exact details of your card.
Use our tips to determine if a balance transfer credit card is right for you. If it is, be sure to follow our guidelines to ensure the best benefits!

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.