Balance Transfer Credit Card Offers - 0% Interest Rate

Balance transfer credit cards are ideal for people with multiple accounts of outstanding debt. It allows you to transfer higher-interest debt balances onto a single new credit card, consolidating all your debt under one low interest rate. How is this useful? Besides combining all your credit card debts under one bill, you will find lots of savings in new introductory offers on Balance Transfer.

Some of the best balance transfer offers require no annual fees and even offer 0% APR for up to 21 months, combined with cash back and other rewards. Additionally, we offer a set of innovative balance transfer tools that help you quickly and effective move your debt. For example, use can use our Balance Transfer Calculator that analyzes and compares savings associated with various new balance transfer credit cards. Remember, knowledge is everything in debt management, so scroll down and research this section.

TOP BALANCE TRANSFER OFFERS of May 2013
Discover® Card
Discover it®
Discover it®
  

0% Intro APR on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.

No annual fee.

Consumer Rating: 5 / 5
Barclays Bank Delaware
Barclaycard® Ring MasterCard®
Barclaycard® Ring MasterCard®
  

A low 8% variable APR on balance transfers and purchases.

No Balance Transfer Fees - start saving immediately!

Consumer Rating: 4 / 5

Other Credit Cards with Balance Transfer

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Intro APR Bal.Tr.
(Intro Period)
APR %
Annual Fee
Balance Transfer Fee
Apply
0%
(18 months)26
11.99% -
21.99%26 (Variable)
$026 3%
($5 min)
Consumer Rating: 5 / 5
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.26
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
0%
(18 months)26
12.99% -
21.99% (Variable)
$026 3%
($5 min)
Consumer Rating: 5 / 5
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER.
0%
(9 billing
cycles)
13.99% -
23.99% (Variable)
$0 3%
($5 min)
Consumer Rating: 5 / 5
  • Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers.
  • Earn free groceries faster at Kroger, King Soopers, Dillons Smith´s, Fry´s and QFC; 3 points per $1 spent on Kroger family of brand products.
  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers).
0%
(until
August
2014)
10.9% -
18.9% (V)
$0 3%
Consumer Rating: 5 / 5
  • 0% intro APR until August 2014 on balance transfers.
  • 0% intro APR until August 2014 on purchases.
  • No annual fee.
0%
(18 months)26
12.99% -
21.99% (Variable)
$026 3%
($5 min)
Consumer Rating: 5 / 5
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER.
0%
(15 billing
cycles)
9.99% - 23.99% (Variable) $0 3%
($5 min)
Consumer Rating: 4 / 5
  • 0% Intro APR15 on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99% - 23.99%.
  • No annual fee15.
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum.
0%
(12 billing
cycles)
12.99% or
20.99% (Variable)
$0 4%
($10 min)
Consumer Rating: 5 / 5
  • No annual fee.
  • Earn $50 cash back with your first purchase.
  • With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard.
See terms Various Rates See terms See terms
Consumer Rating: 5 / 5
  • Click "APPLY HERE" to find card offers.
  • See cards with features you want, like low intro rates, unlimited cash back or miles rewards, and more.
  • Find the right card without affecting your credit score.
0%
(12 billing
cycles)
13.74% -
22.74%
(Variable)
$0 4%
($10 min)
Consumer Rating: 5 / 5
  • All 32 teams and NFL Shield card available.
  • 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness.
  • One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit.

Does it make sense to
transfer money?

Your current credit card info:

Credit card you want to transfer to:

Balance Transfers 101

High unemployment rates, salary cuts, and foreclosures-these are just some of the negative effects of the ongoing recession. But believe it or not there´s actually an upside to the economic downturn. Several banks and financial institutions are now bombarding customers with good to excellent credit scores with balance transfer credit card offers.

Balance transfer credit cards are ideal for individuals with outstanding balances on several cards and designed to help people consolidateonto one card all their credit card debt. These cards are also an excellent way to reduce monthly interest payments by hundreds of dollars a year. For example, if you have an outstanding balance of $5,000 with a 15% interest rate, transferring to a card with a 0% introductory interest rate for a year will save you $750 in interest payments!

Here are a few points to consider:
  • Is a balance transfer credit card right for you? First, determine if you will be eligible for a balance transfer credit card. Having a bad credit and knowingly applying for a balance transfer credit card, with unrealistic expectations may result in rejection and hard inquiry in your credit history.
  • Calculate how much you will save. After you determine whether or not you are eligible for a balance transfer credit card, it is important to calculate how much you stand to save by transferring all or a portion of your credit card balance.
  • Note the details of the rates. Fees with balance transfer cards can be tricky, so it´s important that you know the exact details of your card.
Use our tips to determine if a balance transfer credit card is right for you. If it is, be sure to follow our guidelines to ensure the best benefits!

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