Balance Transfer Credit Card Offers - 0% Interest Rate
Balance transfer credit cards are ideal for people with multiple accounts of outstanding debt. It allows you to transfer higher-interest debt balances onto a single new credit card, consolidating all your debt under one low interest rate. How is this useful? Besides combining all your credit card debts under one bill, you will find lots of savings in new introductory offers on Balance Transfer.
Some of the best balance transfer offers require no annual fees and even offer 0% APR for up to 21 months, combined with cash back and other rewards. Additionally, we offer a set of innovative balance transfer tools that help you quickly and effective move your debt. For example, use can use our Balance Transfer Calculator that analyzes and compares savings associated with various new balance transfer credit cards. Remember, knowledge is everything in debt management, so scroll down and research this section.
Have Bad or No Credit History? Click Here! Fair Credit? Click Here!
Best Balance Transfer Credit Cards
| Intro APR on Bal. Transf. | 0% (18 months)26 |
| Intro APR on Purchases | 0% (18 months)26 |
| Regular APR | 11.99% - 21.99%26 (V) |
| Annual Fee | $026 |
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- No annual fee.26
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more.
Other Credit Cards with Balance Transfer
You can sort items by clicking on the table header
|
Card Name |
Intro APR Bal.Tr.
(Intro Period) |
APR %
|
Annual Fee
|
Balance Transfer Fee
|
Apply |
 |
0% (18 months)26 |
12.99% - 21.99% (V) |
$026 | 3% ($5 min) |
|
|
|||||
 |
0% (12 months) |
10.99% - 19.99%± Variable |
$0 | 0% |
|
|
|||||
 |
0% (18 months)26 |
11.99% - 21.99%26 (V) |
$026 | 3% ($5 min) |
|
|
|||||
 |
0% (Until May 2013) |
10.9% - 18.9% (V) |
$0 | 3% |
or (866) 554-0808
|
|
|||||
 |
0% (18 months)26 |
11.99% - 21.99%26 (V) |
$026 | 3% ($5 min) |
|
|
|||||
 |
0% (15 months) |
10.99% - 20.99%± Variable |
$0 | 3%± |
|
|
|||||
 |
0% (Up to 12 months)57 |
11.99% - 21.99%8 (V) |
$0 | 0%8 |
|
|
|||||
Does it make sense to
transfer money?
Your current credit card info:
Latest Balance Transfer Card News
Balance Transfers 101
High unemployment rates, salary cuts, and foreclosures-these are just some of the negative effects of the ongoing recession. But believe it or not there´s actually an upside to the economic downturn. Several banks and financial institutions are now bombarding customers with good to excellent credit scores with balance transfer credit card offers.
Balance transfer credit cards are ideal for individuals with outstanding balances on several cards and designed to help people consolidateonto one card all their credit card debt. These cards are also an excellent way to reduce monthly interest payments by hundreds of dollars a year. For example, if you have an outstanding balance of $5,000 with a 15% interest rate, transferring to a card with a 0% introductory interest rate for a year will save you $750 in interest payments!
Here are a few points to consider:
- Is a balance transfer credit card right for you? First, determine if you will be eligible for a balance transfer credit card. Having a bad credit and knowingly applying for a balance transfer credit card, with unrealistic expectations may result in rejection and hard inquiry in your credit history.
- Calculate how much you will save. After you determine whether or not you are eligible for a balance transfer credit card, it is important to calculate how much you stand to save by transferring all or a portion of your credit card balance.
- Note the details of the rates. Fees with balance transfer cards can be tricky, so it´s important that you know the exact details of your card.
January 30, 2012
Kid-friendly credit card information can be hard to come by. While the Internet provides a wealth of information on innumerable subjects, good, sound advice about how best to teach youngsters about ...
January 20, 2012
Credit is an important tool – it affords you the purchasing power to buy something right now but pay for it later. However, it is imperative to understand that when you buy something on credit you ...
Other Credit Card Offers
for You
± Click apply to view rates, fees, rewards, limitations and other important information.
8 See the Chase card terms and conditions online.
26 See the Citi card terms and conditions online.
57 Elite and Premium Pricing: A 0% Intro APR for the first 12 months following the opening of your account. After that, 11.99% variable for Elite Pricing, or 16.99% variable for Premium Pricing. Standard Pricing: A 0% Intro APR for the first 6 billing cycles following the opening of your account. After that, 21.99% variable.
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.