Balance Transfer Credit Card Offers

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Balance transfer credit cards are ideal for people with multiple accounts of outstanding debt. It allows you to transfer higher-interest debt balances onto a single new credit card, consolidating all your debt under one low interest rate. How is this useful? Besides combining all your credit card debts under one bill, you will find lots of savings in new introductory offers on Balance Transfer. Some of the best balance transfer offers require no annual fees, no balance transfer fees, and offer long 0% intro APR periods, combined with cash back and other rewards.

These Credit Offers are Only for People with Excellent or Good Credit History.
Have Bad or No Credit History? Click Here! Fair Credit? Click Here!
TOP BALANCE TRANSFER OFFERS FOR YOUR CREDIT
EXCELLENT, GOOD CREDIT
Discover it® - 18 Month Balance Transfer Offer
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.

New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*

You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.

Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.

Consumer Rating: 5 / 5
EXCELLENT CREDIT
Barclaycard Arrival Plus® World Elite Mastercard®
Click the Compare link to compare the checked cards side-by-side at the comparison table.

Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase

Earn 2X miles on all purchases

Get 5% miles back to use toward your next redemption, every time you redeem

Consumer Rating: 5 / 5
Best Credit Cards from [CL] Best Credit Cards from Credit-Land.com

Other Balance Transfer Credit Cards

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How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Intro APR Bal.Tr.
(Intro Period)
Intro APR Purch.
(Intro Period)
Regular APR
Annual Fee
Apply
JetBlue Card
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0% introductory APR (First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening) N/A 12.99%, 20.99% or 25.99% variable $0
Consumer Rating: 5 / 5
  • Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days
  • Earn 3 points per $1 spent on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don't expire
  • Earn and share points together with Family Pooling
  • 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights
  • No foreign transaction fees
  • Chip technology & $0 Fraud Liability protection
Best Credit Cards from Credit-Land.com
Click the Compare link to compare the checked cards side-by-side at the comparison table.
0% (21 months) 0% (21 months) See Terms $0
Consumer Rating: 4 / 5
  • 0% Intro APR on Balance Transfers and Purchases for 21 months.
  • No Annual Fee. No Balance Transfer Fee.
  • Great Rewards Programs.
Chase Freedom®
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
0% (15 months)2 0% (15 months)2 15.99-24.74%2 None2
Consumer Rating: 5 / 5
  • $150 bonus after you spend $500 on purchases in the first 3 months from account opening.2
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. 2
  • Earn a $25 bonus when you add your first authorized user* and make your first purchase within this same 3-month period.2
  • 0% intro APR for 15 months from account opening on purchases and balance transfers. After that, 15.99%–24.74% variable APR.2

Does it make sense to
transfer money?

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Credit card you want to transfer to:

Balance Transfers 101

High unemployment rates, salary cuts, and foreclosures - these are just some of the negative effects of the ongoing recession. But believe it or not there´s actually an upside to the economic downturn. Several banks and financial institutions are now bombarding customers with good to excellent credit scores with balance transfer credit card offers.

Balance transfer credit cards are ideal for individuals with outstanding balances on several cards and designed to help people consolidate on to one card all their credit card debt. These cards are also an excellent way to reduce monthly interest payments by hundreds of dollars a year. For example, if you have an outstanding balance of $5,000 with a 15% interest rate, transferring to a card with a 0% introductory interest rate for a year will save you $750 in interest payments!

Here are a few points to consider:
  • Is a balance transfer credit card right for you? First, determine if you will be eligible for a balance transfer credit card. Having a bad credit and knowingly applying for a balance transfer credit card, with unrealistic expectations may result in rejection and hard inquiry in your credit history.
  • Calculate how much you will save. After you determine whether or not you are eligible for a balance transfer credit card, it is important to calculate how much you stand to save by transferring all or a portion of your credit card balance.
  • Note the details of the rates. Fees with balance transfer cards can be tricky, so it´s important that you know the exact details of your card.
Use our tips to determine if a balance transfer credit card is right for you. If it is, be sure to follow our guidelines to ensure the best benefits!
Latest Balance Transfer Card Guides More Guides »

June 15, 2017

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November 04, 2016

Transferring a high-interest balance to a new credit card with a 0% APR promotional rate is one of the smartest financial moves you can make. It seems like an easy way to pay off debt quickly, with ...

2 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

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