Best Credit Card Offers Comparison

Welcome to the smartest way to find the best credit offer online!
We are a team of personal finance experts with immediate access to all new credit card offers from most U.S. banks. Daily, we review, analyze, and compare credit offers, as they become available. So far we´ve surveyed over 1,000 credit cards based on savings, rewards, and overall consumer experience. All offers are compared and rated based on our expert analysis and consumer trend research. Apply today, as offers expire fast!

Best Credit Cards

Best of the Best
Fair Credit
Bad Credit
Intro APR on Bal. Transf. 0% (15 months)
Intro APR on Purchases 0% (15 months)
Regular APR 10.99% - 20.99%± Variable
Annual Fee $0
0% on Purchases and Balance Transfers for 15 months
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
Consumer Rating: 5 / 5

Other Best Credit Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Intro APR Purch.
(Intro Period)
Intro APR Bal.Tr.
(Intro Period)
Annual Fee
Apply
Good 0%
(18 months)26
0%
(18 months)26
$026
Consumer Rating: 5 / 5
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • No annual fee.26
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more.
N/A See terms See terms See terms
Consumer Rating: 4 / 5
  • Get the credit you need with no processing fees or application fees.
  • $0 Fraud Liability if your card is lost or stolen.
  • Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own.
Excellent / Good 0%
(15 months)8
0%
(15 months)
$0
Consumer Rating: 5 / 5
  • No Balance Transfer Fee!8
  • 0% Intro APR for 15 months on purchases and balance transfers.
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
Fair Credit n/a n/a $7559
Consumer Rating: 5 / 5
  • Get Pre-Qualified in less than a minute.
  • Includes online access to your monthly Credit Score.
  • Platinum Status.
Fair / Poor n/a n/a $0 - $5938
Consumer Rating: 5 / 5
  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit.
  • Acceptance at millions of locations worldwide, including website purchases and reservations.
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way.
Good 0%
(18 months)26
0%
(18 months)26
$026
Consumer Rating: 5 / 5
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • No annual fee.26
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more.
Excellent / Good 0%
(Until
September
2013)
0%
(Until
September
2013)
$0
or (866) 554-0808
Consumer Rating: 4 / 5
  • 0% intro APR until September 2013 on balance transfers.
  • 0% intro APR until September 2013 on purchases.
  • No annual fee.
Fair Credit n/a n/a $7559
Consumer Rating: 5 / 5
  • Pre-Qualify for a Visa credit card without affecting your credit score.
  • Get a starting credit line up to $1,500.
  • No enrollment and no over the credit limit fees.
Excellent / Good 0%
(6 months)
0%
(18 months)
$0
Consumer Rating: 5 / 5
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
Excellent / Good 0%
(15 months)8
0%
(15 months)8
$0
Consumer Rating: 4 / 5
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months.
  • 0% Intro APR for 15 months on purchases and balance transfers.
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12.

Get Best Credit Offers
for your needs

Your credit history:

You'd prefer

Card Issuer

10 cards from 5 banks are found:

See all the credit offers found »

Planning Your Financial Path with a Credit Card

You put a lot of time and effort into applying for the credit card that best suits your financial needs and lifestyle. Now that you have it you can enjoy the convenience and advantages of having a credit card, including making online purchases, not having to carry cash, and benefiting from the perks of rewards programs. But on the flip side, a credit card also comes with a lot of responsibility.

Careless credit card use can quickly lead to serious debt or identity theft. Moreover, most people fail to realize that credit card payments and level of debt have the most negative impact on your credit rating. Maxing out your credit card or ignoring your monthly bills now can have serious consequences in the future.

A low credit score can hinder your ability to get a loan for a house or car, cause you to have to pay security deposits on utilities, make getting approved for an apartment or loan difficult, and depending on what industry you are in, even result in your denial for employment.

So before you go out and splurge on a wild weekend or start developing bad bill payment habits, our team of personal finance experts has some tips on the best ways to maintain your credit card after you get it.

  • Think of your credit card as 27 day cycle loan
  • Know what you owe
  • Pay your bill on time
  • Pay your bill in full
  • Use your credit card for emergencies only

Latest Credit Card Rewards Guides More Guides »

May 08, 2012

There were close to 59 million Americans who traveled to foreign shores in 2011. This is a 3 percent increase compared to the number of people who traveled in the year 2010. This number is sure to ...

May 01, 2012

It's important that one should understand complete details of credit card, including laws to assist you in searching the best available rates. One should require comparing companies, since a lot ...

± Click apply to view rates, fees, rewards, limitations and other important information.
8 See the Chase card terms and conditions online.
26 See the Citi card terms and conditions online.
38 $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter.
59 $75 First year (Introductory period). $99 thereafter, billed monthly at $8.25.

Copyright © 2001-2012 BestCreditOffers.com All Rights Reserved.