Best Credit Card Offers Comparison

Welcome to the smartest way to find the best credit offer online!
We are a team of personal finance experts with immediate access to all new credit card offers from most U.S. banks. Daily, we review, analyze, and compare credit offers, as they become available. So far we´ve surveyed over 1,000 credit cards based on savings, rewards, and overall consumer experience. All offers are compared and rated based on our expert analysis and consumer trend research. Apply today, as offers expire fast!

Best Credit Cards

Best for Good Credit
Fair Credit
Bad Credit
Intro APR on Bal. Transf. 0% (14 months)
Intro APR on Purchases 0% (14 months)
Regular APR 10.99% - 22.99%± Variable
Annual Fee $0
0% on Purchases and Balance Transfers for 14 months
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.±
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.±
Consumer Rating: 5 / 5

Other Best Credit Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Credit History
Intro APR Purch.
(Intro Period)
Intro APR Bal.Tr.
(Intro Period)
Annual Fee
Apply
Excellent / Good 0%
(until
September
2014)
0%
(until
September
2014)
$0
Consumer Rating: 5 / 5
  • 0% intro APR until September 2014 on balance transfers.
  • 0% intro APR until September 2014 on purchases.
  • No annual fee.
Excellent 0%
(9 billing
cycles)
0%
(9 billing
cycles)
$0
Consumer Rating: 5 / 5
  • Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers.
  • Earn free groceries faster at Kroger, King Soopers, Dillons Smith´s, Fry´s and QFC; 3 points per $1 spent on Kroger family of brand products.
  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers).
Excellent / Good 0%
(18 months)26
0%
(18 months)26
$026
Consumer Rating: 5 / 5
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.26
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
Average / Limited 0%
(until
March
2014)
n/a $39
Consumer Rating: 5 / 5
  • 0% intro APR on purchases until March 2014.
  • $0 Fraud Liability if your card is lost or stolen.
  • Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection.
Excellent / Good 0%
(18 months)26
0%
(18 months)26
$026
Consumer Rating: 5 / 5
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER.
Average / Limited n/a n/a $0
Consumer Rating: 5 / 5
  • A card designed to help those new to the U.S. establish credit and earn cash back.
  • Build credit with responsible use -- plus automatic reporting to the three major credit bureaus.
  • Get 2% cash back on travel purchases.
Excellent 0%
(12 billing
cycles)
0%
(12 billing
cycles)
$0
Consumer Rating: 5 / 5
  • No annual fee.
  • Earn $50 cash back with your first purchase.
  • With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard.
Excellent n/a n/a $0
Consumer Rating: 4 / 5
  • A low 8% variable APR on balance transfers and purchases.
  • No Annual Fees.
  • No Balance Transfer Fees - start saving immediately!

Get Best Credit Offers
for your needs

Your credit history:

You'd prefer

Card Issuer

10 cards from 5 banks are found:

See all the credit offers found »

Planning Your Financial Path with a Credit Card

You put a lot of time and effort into applying for the credit card that best suits your financial needs and lifestyle. Now that you have it you can enjoy the convenience and advantages of having a credit card, including making online purchases, not having to carry cash, and benefiting from the perks of rewards programs. But on the flip side, a credit card also comes with a lot of responsibility.

Careless credit card use can quickly lead to serious debt or identity theft. Moreover, most people fail to realize that credit card payments and level of debt have the most negative impact on your credit rating. Maxing out your credit card or ignoring your monthly bills now can have serious consequences in the future.

A low credit score can hinder your ability to get a loan for a house or car, cause you to have to pay security deposits on utilities, make getting approved for an apartment or loan difficult, and depending on what industry you are in, even result in your denial for employment.

So before you go out and splurge on a wild weekend or start developing bad bill payment habits, our team of personal finance experts has some tips on the best ways to maintain your credit card after you get it.
  • Think of your credit card as 27 day cycle loan
  • Know what you owe
  • Pay your bill on time
  • Pay your bill in full
  • Use your credit card for emergencies only
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± Click apply for Terms & Conditions.
26 See the Citi card terms and conditions online.
68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.

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