Credit Card FAQs


Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.
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The Emporium credit account is designed for people with bad credit and you may even qualify if you have no credit at all. Some general requirements for this card are as following: you should be a U.S. resident, should have a stable source of income, and have a checking account. The approval process for the […]

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The Emporium credit card is a store credit account that can only be used at Emporium.com. The card is not affiliated with Visa or Mastercard, so you won’t be able to use it anywhere outside the online store. You cannot use the Emporium card for groceries or bill payments either. For that, we would recommend […]

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The Emporium credit card is a store credit account that does not charge interest. You will not be charged interest. You will pay recurring scheduled payments. These payments will be deducted from your bank account automatically according to your payment schedule.

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If you were turned down for a new credit card, it may mean that your credit score isn’t great or you have some recent bad things on your credit reports. In this case, you the first thing you should do is to get a copy of your three credit reports. You can order the copies […]

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As a rule, credit limit is based on your creditworthiness and income. Banks also look at your credit score in order to determine what credit limit to award you. In some cases, a particular card will not offer a high credit limit to anyone, no matter how high their credit is. Store credit cards have […]

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You can apply for a regular credit card that is issued by a major bank and not co-branded with any retailer. Major banks usually have good customer service, and if you need to solve some issues in person, you can always find an office nearby. The credit cards, issued by major banks often come with […]

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There are so many credit cards that offer cash back rewards. It’s difficult to offer just one card. But you’re right that you want to get one more credit card that is not a store credit card, which is probably a better choice for everyday purchases. Store credit cards often don’t give the best rewards, […]

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