Credit Card FAQs


Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.
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Make sure you do not carry too much balance. It is recommended to use only up to 30% of your available credit. If you can pay off the card balance in full each month, do it. The less you owe, the better. If you have other credit accounts, make sure they are in good standing […]

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A CheapOair credit card may be a good option, but there always is a better one. CheapOair cards do not have 0% intro APR, which could be a real help. Look at the regular travel rewards credit cards. Many of them come with 0% intro APRs that will allow you to spread your expenses and […]

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A travel rewards credit card issued by a major bank will allow you to earn miles or points on all your purchases. The cards may also come with sing up bonuses which are often enough for a round trip domestic airline ticket.

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You can really do better than that. With a NCL card you’ll have to pay interest almost from the start – there’s no 0% into APR – and the interest can go up to 23.74%. If you cannot wait to go on vacation, but you are currently short of money, try a 0% intro APR […]

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While Korean Air credit cards may offer some good bonus rewards, they do not offer a 0% intro APR on purchases. Having a zero interest rate will help you save on interest if you are not going to pay off the card balance right away. There are travel rewards credit cards that have 0% intro […]

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OneTravel credit cards are issued by Synchrony Bank. The OneTravel Credit Card’s interest rate for purchases is 27.74% (variable). The OneTravel Visa’s interest rate on purchases is 26.74%. The OneTravel Visa Signature’s interest rate on purchases will be either 16.74% or 26.74% (also variable). Your interest rates will be determined by the issuer based on […]

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The Evolve bank currently offers two credit card options that would be useful to someone in your situation. These cards include the Visa Platinum Card and the Visa Business Card. Both credit cards offer a 0% introductory APR on purchases for the first 12 billing cycles. After the introductory period is over, both of these […]

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