Top Offers with Bonus Points

Did you know you can earn rewards upon approval for a credit card? So why not start saving money before and after your first purchase? Point rewards credit card offers are ideal for people who want more flexibility when earning and redeeming their rewards. Get generous bonus points and redeem them for various rewards, like travel, gas, groceries, and gift certificates! Best of all, you don´t have to be a card holder with a high credit score to enjoy the perks of reward programs. Following is the list of the best and latest rewards credit cards for those with less than perfect history. These cards also offer 0% introductory APR on new purchases, no annual fees, low rates, and high spending limits! Scroll down now and start earning rewards!

These Credit Offers are Only for People with Excellent or Good Credit History.
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Best Points Rewards Cards

Best Bonus Points
No Pre-Set Limit
+ 25,000 Bonus Points
Intro APR on Bal. Transf. n/a
Intro APR on Purchases 0% (Until December 2012)
Regular APR 13.9% - 24.9% (V)
Annual Fee $0
0% intro APR on Purchases
  • 5 points per $1 on Sony purchases at authorized retailers.
  • 3 points per $1 on dining out and movie purchases.
  • 1 point per $1 spent on all other purchases.
or (866) 554-0808
Consumer Rating: 3 / 5

Other Points Rewards Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Intro APR Purch.
(Intro Period)
Intro APR Bal.Tr.
(Intro Period)
APR %
Annual Fee
Apply
n/a n/a n/a $450
Consumer Rating: 4 / 5
  • 25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership.
  • GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass.
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fee.
n/a n/a n/a $125
Consumer Rating: 1 / 5
  • Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership.
  • Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
  • Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase.
n/a Yes 15.24% -
19.24% (V)
$01
Consumer Rating: 4 / 5
  • Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel.
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates.
  • 2011 SmarterTravel® Award for "Best Travel Rewards Card".
n/a n/a n/a $03
Consumer Rating: 4 / 5
  • Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership.
  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else.
  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide.
0%
(Until
February
2013)
n/a 13.9% -
19.9% (V)
$0
or (866) 554-0808
Consumer Rating: 3 / 5
  • 2 points per $1 on purchases at gas stations and major grocery stores.
  • 1 point per $1 spent on all other purchases.
  • No limit on the points you can earn and points don´t expire.
See terms See terms 10.9% -
24.9% (V)
See terms
Consumer Rating: 5 / 5
  • Get the credit you need with no processing fees or application fees.
  • $0 Fraud Liability if your card is lost or stolen.
  • Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own.

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Point Rewards Cards

Most credit cards now come with extensive rewards programs, so it´s time to start saving money before andafter your first purchase. But not only can you save money, there are tons of perks associated with rewards cards that most card holders are not taking advantage of. Here are a few little-known benefits associated with your credit card.

  • Lost luggage reimbursement covers the cost of your luggage and its contents in the case of stolen or damaged property on planes, trains, and even buses.
  • Auto rental collision damage waiver will reimburse you for the deductible of your personal auto insurance policy. If you do not have auto insurance it will cover all damages or theft.


  • Purchase protection. Most people don´t realize, but many cards offer a refund on purchases that are damaged or stolen within 90 days. However there are usually specific terms and conditions. For example, refunds are limited to $1,000 for American Express, $500 for Visa, and $1,000 for MasterCard per item.
Here are some other things to keep in mind when trying to maximize your credit card rewards:
  • Find out how many points you can earn and if there is a limit.
  • Make note of when your points expire.
  • Get the details on how you can spend your points.

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1 $0 introductory annual fee for the first year, then $65.
3 $0 introductory annual fee for the first year, then $175.

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