Top Offers with Bonus Points

Did you know you can earn rewards upon approval for a credit card? So why not start saving money before and after your first purchase? Point rewards credit card offers are ideal for people who want more flexibility when earning and redeeming their rewards. Get generous bonus points and redeem them for various rewards, like travel, gas, groceries, and gift certificates! Best of all, you don´t have to be a card holder with a high credit score to enjoy the perks of reward programs. Following is the list of the best and latest rewards credit cards for those with less than perfect history. These cards also offer 0% introductory APR on new purchases, no annual fees, low rates, and high spending limits! Scroll down now and start earning rewards!

These Credit Offers are Only for People with Excellent or Good Credit History.
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Best Points Rewards Cards

Best Bonus Points
Get $150 Gift Card
0% intro APR
Intro APR on Bal. Transf. n/a
Intro APR on Purchases n/a
Regular APR 15.24% (V)
Annual Fee $95 (waived first year)
40,000 Bonus Points
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that´s $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM.
Consumer Rating: 2 / 5

Other Points Rewards Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Intro APR Purch.
(Intro Period)
Intro APR Bal.Tr.
(Intro Period)
APR %
Annual Fee
Apply
0%
(Until
June
2013)
n/a 13.9% -
19.9% (V)
$0
or (866) 554-0808
Consumer Rating: 2 / 5
  • 3 points per dollar spent on eligible Orbitz.com bookings.
  • Get 1 point per dollar on all other purchases.
  • Bonus points on eligible Orbitz.com bookings.
n/a n/a 12.99% -
22.99%26 (V)
$026
Consumer Rating: 4 / 5
  • $150 gift card - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening.
  • 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter.26
  • No annual fee.26
See terms See terms 10.9% -
24.9% (V)
See terms
Consumer Rating: 4 / 5
  • Get the credit you need with no processing fees or application fees.
  • $0 Fraud Liability if your card is lost or stolen.
  • Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own.
n/a n/a 15.24% (V) $0
Consumer Rating: 2 / 5
  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that´s $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn.
n/a n/a n/a $450
Consumer Rating: 2 / 5
  • 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership.
  • Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.37
0%
(7 months)26
0%
(12 months)26
12.99% -
22.99%26 (V)
$026
Consumer Rating: 3 / 5
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months.
  • No annual fee.26
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable.
0%
(Until
April
2013)
n/a 13.9% -
24.9% (V)
$0
or (866) 554-0808
Consumer Rating: 2 / 5
  • 5 points per $1 on Sony purchases at authorized retailers.
  • 3 points per $1 on dining out and movie purchases.
  • 1 point per $1 spent on all other purchases.
n/a n/a n/a $062
Consumer Rating: 2 / 5
  • Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
  • Purchase Protection37 can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. 37Underwritten by AMEX Assurance Company.
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.

Estimate your possible
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Point Rewards Cards

Most credit cards now come with extensive rewards programs, so it´s time to start saving money before andafter your first purchase. But not only can you save money, there are tons of perks associated with rewards cards that most card holders are not taking advantage of. Here are a few little-known benefits associated with your credit card.

  • Lost luggage reimbursement covers the cost of your luggage and its contents in the case of stolen or damaged property on planes, trains, and even buses.
  • Auto rental collision damage waiver will reimburse you for the deductible of your personal auto insurance policy. If you do not have auto insurance it will cover all damages or theft.


  • Purchase protection. Most people don´t realize, but many cards offer a refund on purchases that are damaged or stolen within 90 days. However there are usually specific terms and conditions. For example, refunds are limited to $1,000 for American Express, $500 for Visa, and $1,000 for MasterCard per item.
Here are some other things to keep in mind when trying to maximize your credit card rewards:
  • Find out how many points you can earn and if there is a limit.
  • Make note of when your points expire.
  • Get the details on how you can spend your points.

Latest Credit Card Rewards Guides More Guides »

May 08, 2012

There were close to 59 million Americans who traveled to foreign shores in 2011. This is a 3 percent increase compared to the number of people who traveled in the year 2010. This number is sure to ...

May 01, 2012

It's important that one should understand complete details of credit card, including laws to assist you in searching the best available rates. One should require comparing companies, since a lot ...

26 See the Citi card terms and conditions online.
37 See the American Express card terms and conditions online.
62 Introductory annual fee of $0 for the first year, then $125.

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