Credit Card Offers with 0% Intro APR on Purchases

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

When you need to make a big purchase and want to pay no interest while paying it off, you may want to get a credit card with a 0% intro APR on purchases. There is a good bunch of cards that charge no interest on purchases for minimum 6 months, so you can spread your monthly payments over at least a half-year period and not pay a penny of interest.

Capital One® VentureOne® Rewards Credit Card
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Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
N/A 0% intro on purchases for 12 months 12.74% - 22.74% (Variable) $0
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.74%-22.74% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn
Consumer Rating: 5 / 5
Capital One® Quicksilver® Cash Rewards Credit Card
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Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
0% intro on balance transfers for 9 months 0% intro on purchases for 9 months 13.74% - 23.74% (Variable) $0
  • One-time $100 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.74%-23.74% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.74%-23.74% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
Consumer Rating: 5 / 5
ABOC Platinum Rewards Card
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Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
N/A 0% for 12 months 13.65% - 23.65% Variable $0
  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 13.65% - 23.65%, based on your creditworthiness.
  • Earn 10,000 Bonus ABOC Rewards Points after you spend $1,000 on purchases within the first 90 days from account opening.
  • Unlimited Points That Don’t Expire.
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point.
  • No Annual Fee.
  • Select Your Rewards Your Way.
Consumer Rating: 5 / 5
Barclaycard Ring™ Mastercard®
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Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
0% (15 months (on balance transfers made within 45 days of account opening)) 0% (15 months) 13.74% Variable $0
  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.74%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score
Consumer Rating: 4 / 5
Sony® Card from Capital One®
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Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
N/A 0% intro on purchases until December 2017 14.74% - 24.99% (Variable) $0
  • Earn 5,000 bonus points after your first purchase within 90 days from account opening
  • 5 points per $1 spent on Sony® purchases at authorized retailers, with purchase confirmation
  • 3 points per $1 spent on movie theaters, movie rentals, music downloads and digital streaming and subscription services
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until December 2017, 14.74% - 24.99% variable APR after that
  • No annual fee
Consumer Rating: 5 / 5
PlayStation® Card from Capital One®
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Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
N/A 0% intro on purchases until December 2017 14.74% - 24.99% (Variable) $0
  • Earn 5,000 bonus points after your first purchase within 90 days from account opening
  • 10 points per $1 spent on all PlayStation® Store purchases
  • 3 points per $1 spent on PlayStation® and Sony® purchases at authorized retailers, with purchase confirmation
  • 3 points per $1 spent on fast food restaurants, movie theatres & your mobile phone bill
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until December 2017, 14.74% - 24.99% variable APR after that
  • No annual fee
Consumer Rating: 5 / 5
Horizon Gold Credit Card
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Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
n/a n/a 0.00% See Terms
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Consumer Rating: 4 / 5
National Credit Direct
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
n/a n/a 0.0% $49
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • Reward Points for every dollar spent.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Bad Credit - OK.
Consumer Rating: 4 / 5
Next Millennium
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Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
N/A N/A 0% N/A
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
  • Low Monthly Payments!
Consumer Rating: 4 / 5
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0% on Purchases Credit Cards Basics

A new card with a 0% introductory APR lets you make purchases without incurring any finance charges during the promotional period. However, these cards do still require a monthly minimum payment. Failure to make a monthly payment will cause you to default on your cardholder agreement, and your introductory APR may turn into a penalty APR and you can be charged a late payment fee - so never miss a due date!

The best thing about a 0% APR credit card is, obviously, the interest-free introductory period! You'll pay no interest for several months after your account is opened, depending on your offer. But be careful to pay off your card balance in full by the end if the introductory period because once it ends, and ongoing interest rate will apply to your unpaid balance and future purchases. Some issuers even charge interest back to the first day of promo period.

Another good feature of the zero interest credit cards is a rewards program. Many issuers allow to earn cash back, points or miles on purchases. Also, Visa, MasterCard, American Express, and Discover cards, all have purchase protection plans on items bought with their cards - so, if your fancy new computer goes on the fritz, your credit card company may refund you even if the store won't.
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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.