Credit Card Offers for People with Limited or No Credit History

Have you ever heard of a credit card? Ever owned one? If it takes you more than a minute to answer this question positively - this section is for you. With our experience in credit cards it`s often hard to remember what it was like not to know what a credit card is. However, it is obvious that a credit card newbie would like a simple credit card with maximum savings and rewards to make your introduction to the world of credit - a positive experience, to last you a life time. Try one of our expert recommended cards, designed specifically for people with Limited or No Credit! These cards offer reasonable fees and competitive interest rates, and are designed to help you establish credit and earn cash back. Scroll down and apply online for a card with no activation or overdraft fees and no interest charges.

Best Limited / No Credit Cards

Best for Limited/No Credit
Guaranteed Approval
Response in 60 sec.
Intro APR on Bal. Transf. n/a
Intro APR on Purchases n/a
Regular APR 24.9% (V)
Annual Fee $0 intro for first year; $19 after that
No Annual Fee for the First Year; $19 After That
  • $0 intro annual fee for the first year; $19 after that.
  • Image Card - personalize your card with an image of your choice.
  • $0 Fraud Liability if your card is lost or stolen.
Consumer Rating: 5 / 5

Other Limited / No Credit Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Intro APR Purch.
(Intro Period)
APR %
Annual Fee
Balance Transfers Fee
Apply
0%
(until
February
2014)
19.8% (V) $39 $0
Consumer Rating: 5 / 5
  • 0% intro APR on purchases until February 2014.
  • $0 Fraud Liability if your card is lost or stolen.
  • Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection.
n/a 24.90% $0 See website
Consumer Rating: 4 / 5
  • Affordable Monthly Payments.69
  • No Annual Fee.68
  • No Over Limit Fee.68
n/a 24.9% (V) $0 $0
Consumer Rating: 5 / 5
  • A card designed to help those new to the U.S. establish credit and earn cash back.
  • Build credit with responsible use -- plus automatic reporting to the three major credit bureaus.
  • Get 2% cash back on travel purchases.
0%
(until
February
2014)
19.8% (V) $39 $0
Consumer Rating: 5 / 5
  • 50% bonus on the cash back you earn every year.
  • 1% cash back on all purchases.
  • Earn unlimited cash back that doesn´t expire.
n/a 0.00% See website See website
Consumer Rating: 4 / 5
  • $500 Credit Limit.70
  • Guaranteed approval for unsecured credit line.
  • No Credit Check.
n/a 19.8% (V) $0 $0
Consumer Rating: 5 / 5
  • Designed to help students build good credit with responsible use.
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit.
  • Customizable text and e-mail alerts to help keep you on track.

Best Prepaid Cards with No Credit Check

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Activation Fee
Guaranteed Approval
Credit Check
Build Credit
Apply
$14.95 No! No No
Consumer Rating: 4 / 5
  • Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
  • Easy Online Bill Pay - pay bills, rent, or write personal checks.
  • Free 24/7 customer service.
$3.95 No! No No
Consumer Rating: 5 / 5
  • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
  • Choose from multiple fee plan options, and switch for free.
  • Transfer money to another RushCard member for just $0.99.
$0 No No No
Consumer Rating: 5 / 5
  • No Monthly, Annual or Purchase Fees.
  • Direct Deposit.
  • No Overdraft, Inactivity or Foreign Exchange Fees.

Get Best Credit Offers
for your needs

Your credit history:

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Card Issuer

10 cards from 5 banks are found:

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Limited or No Credit Cards

If you keep getting turned down for a credit card because you have limited or no credit, rest assured there are credit cards tailored just for you. These cards offer reasonable fees and competitive interest rates, and are designed to help you establish credit and earn cash back.



Try these cards:
  • Prepaid - The easiest way to build up credit and reap the benefits of a credit card is to apply for a prepaid card. These cards do not require a credit history and can be used just like a regular credit card for online purchases and bill payments. Users also benefit from incentives like cash back offers. Best of all, you do not have to worry about late fees or exceeding your credit limit. If you are trying to establish your credit rating confirm that your credit will in fact be reported using this card because some prepaid cards are not reported to the major credit bureaus.



  • Instant approval - The process of applying for a credit card can be tedious and lengthy, so skip all the drama by applying online for an instant approval card. Getting an instant decision on a credit card application means not having to schedule meetings with bankers or credit card representatives. This is also a good option if you need a card right away, perhaps for a trip or unexpected expense. Best of all, you will have your card in your hands within a few weeks.


Use your card to build credit
  • Many credit cards now include built-in incentives to help card holders establish good credit and save money, including late payment alerts and percent of cash back on all purchases, when the bill is paid on time.
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68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
70 Click apply to view See Card Terms & Conditions for Details.

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