Credit Card Offers for People with Limited or No Credit History

Have you ever heard of a credit card? Ever owned one? If it takes you more than a minute to answer this question positively - this section is for you. With our experience in credit cards it`s often hard to remember what it was like not to know what a credit card is. However, it is obvious that a credit card newbie would like a simple credit card with maximum savings and rewards to make your introduction to the world of credit - a positive experience, to last you a life time. Try one of our expert recommended cards, designed specifically for people with Limited or No Credit! These cards offer reasonable fees and competitive interest rates, and are designed to help you establish credit and earn cash back. Scroll down and apply online for a card with no activation or overdraft fees and no interest charges.

Best Limited / No Credit Cards

Best for Limited/No Credit
Response in 60 sec
Best for Students
Intro APR on Bal. Transf. n/a
Intro APR on Purchases 0% (Until March 2013)
Regular APR 17.9% - 22.9% (V)
Annual Fee $39
0% Intro APR on all Purchases
  • 0% intro APR on all purchases until March 2013.
  • $0 Fraud Liability if your card is lost or stolen.
  • Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection.
or (866) 554-0808
Consumer Rating: 4 / 5

Other Limited / No Credit Cards

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Intro APR Purch.
(Intro Period)
APR %
Annual Fee
Setup Fee
Apply
n/a 24.9% (V) $0 See terms
or (866) 554-0808
Consumer Rating: 5 / 5
  • A card designed to help those new to the U.S. establish credit and earn cash back.
  • Build credit with automatic reporting to the three major credit bureaus.
  • Get 2% cash back on travel purchases.
n/a 7.99% -
24.99%
$0 - $5938 $0 - $59
Consumer Rating: 5 / 5
  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit.
  • Acceptance at millions of locations worldwide, including website purchases and reservations.
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way.
See terms 10.9% -
24.9% (V)
See terms See terms
Consumer Rating: 5 / 5
  • Build credit for your future with responsible use.
  • Monitor your spending with free e-mail and text message alerts.
  • Automatic reporting to the 3 major credit bureaus.
0%
(Until
March
2013)
17.9% -
22.9% (V)
$39 See terms
or (866) 554-0808
Consumer Rating: 5 / 5
  • 50% bonus on the cash back you earn every year.
  • 1% cash back on all purchases.
  • Earn unlimited cash back that doesn´t expire.
n/a 9.99% Fixed $50 $0
Consumer Rating: 3 / 5
  • Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank.
  • Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $200 up to a maximum of $5,000.
  • Guaranteed Approval Regardless of Your Past Credit History.
n/a 19.8% (V) $0 See terms
or (866) 554-0808
Consumer Rating: 4 / 5
  • Designed to help students build good credit with responsible use.
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit.
  • Customizable text and e-mail alerts to help keep you on track.

Best Prepaid Cards with No Credit Check

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Activation Fee
Guaranteed Approval
Credit Check
Build Credit
Apply
$0 No No No
Consumer Rating: 3 / 5
  • The benefits of Cardmembership start here!
  • No Monthly, Annual or Purchase Fees.
  • No Overdraft, Inactivity or Foreign Exchange Fees.
$053 No No Yes
Consumer Rating: 4 / 5
  • Fast, easy application - No Credit Checks.
  • $10 Cash Bonus, Activation & Monthly Fees refunded when you use Free Direct Deposit.
  • Quick and Safe Access to your Money.
$9.95 Yes! No No
Consumer Rating: 4 / 5
  • NEW!! Choose your card design at no extra cost!
  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More.
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.15
see site Yes! No No
Consumer Rating: 5 / 5
  • No issuance fee online.
  • No credit check or bank account required.
  • Use everywhere MasterCard® debit is accepted.

Get Best Credit Offers
for your needs

Your credit history:

You'd prefer

Card Issuer

10 cards from 5 banks are found:

See all the credit offers found »

Limited or No Credit Cards

If you keep getting turned down for a credit card because you have limited or no credit, rest assured there are credit cards tailored just for you. These cards offer reasonable fees and competitive interest rates, and are designed to help you establish credit and earn cash back.

Try these cards:

  • Prepaid - The easiest way to build up credit and reap the benefits of a credit card is to apply for a prepaid card. These cards do not require a credit history and can be used just like a regular credit card for online purchases and bill payments. Users also benefit from incentives like cash back offers. Best of all, you do not have to worry about late fees or exceeding your credit limit. If you are trying to establish your credit rating confirm that your credit will in fact be reported using this card because some prepaid cards are not reported to the major credit bureaus.


  • Instant approval - The process of applying for a credit card can be tedious and lengthy, so skip all the drama by applying online for an instant approval card. Getting an instant decision on a credit card application means not having to schedule meetings with bankers or credit card representatives. This is also a good option if you need a card right away, perhaps for a trip or unexpected expense. Best of all, you will have your card in your hands within a few weeks.


Use your card to build credit
  • Many credit cards now include built-in incentives to help card holders establish good credit and save money, including late payment alerts and percent of cash back on all purchases, when the bill is paid on time.

Latest Credit Card Rewards Guides More Guides »

May 08, 2012

There were close to 59 million Americans who traveled to foreign shores in 2011. This is a 3 percent increase compared to the number of people who traveled in the year 2010. This number is sure to ...

May 01, 2012

It's important that one should understand complete details of credit card, including laws to assist you in searching the best available rates. One should require comparing companies, since a lot ...

15 See Card Terms and Conditions.
38 $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter.
53 The full $9.95 Activate Card Fee will be charged, but on the first Direct Deposit that occurs, the $9.95 Activate Card Fee will be refunded to your Card Account within 30 days of your first Direct Deposit.

Copyright © 2001-2012 BestCreditOffers.com All Rights Reserved.