EMV Credit Card Offers

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

EMV chip credit cards have become a global standard. That is because banks want to minimize fraud and stealing of personal data, and what to increase security of credit card transactions.Credit cards with chips (or so called smart cards) have been developed to fight fraud because chips better protect your personal data when you use your credit card at a point-of-sale. Below you will find chip credit cards we offer on our website. Frequent travelers and simply those consumers who care about security of their personal data may want to have one of these chip cards in their pocket.

Best EMV Credit Card Offers

for Excellent, Good Credit
for Fair Credit
for Bad Credit
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Intro APR on Bal. Transf. N/A
Intro APR on Purchases 0% intro on purchases for 12 months
Regular APR 12.49% - 22.49% (Variable)
Annual Fee $0
Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
 
Consumer Rating: 5 / 5

Other Credit Cards with EMV Chip Technology

You can sort items by clicking on the table header

How to compare card offers 1. Check the most attractive cards in the tables below
2. Click the "Compare" link below any card
3. Compare checked cards, select the best one and apply online.
Card Name
Intro APR Purch.
(Intro Period)
Intro APR Bal.Tr.
(Intro Period)
APR %
Annual Fee
Apply
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
N/A 0% (15 months (on balance transfers made within 45 days of account opening)) 15.24%, 20.24% or 25.24%* Variable $0
 
Consumer Rating: 5 / 5
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Click the Compare link to compare the checked cards side-by-side at the comparison table.
N/A N/A 13.49% - 23.49% (Variable) $0 intro for first year; $59 after that
 
Consumer Rating: 5 / 5
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
  • Limited Time Offer: Get a metal Venture Card when you apply today
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
n/a7 See terms 16.24% - 25.24% (V)7 $0 intro annual fee for the first year, then $957
 
Consumer Rating: 3 / 5
  • Earn 30,000 Bonus Miles after you make $1,000 in purchases on your new Card within your first 3 months.7
  • Additionally, get a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.7
  • Earn miles for purchases you make with your Card.7
  • Miles are redeemable toward travel on Delta and more than 15 airline partners.7
  • Check your first bag for free and save up to $50 on a round-trip Delta flight.7
  • Settle in sooner with Priority Boarding.7
  • $0 Intro Annual Fee for the first year, then $95.7
  • Terms and limitations apply.7
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
N/A N/A 15.90% - 24.40% Variable $0 - $99
 
Consumer Rating: 5 / 5
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
  • Monitor your credit with free online access to your credit score
  • 1% cash back on eligible purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
Click the Compare link to compare the checked cards side-by-side at the comparison table.
N/A N/A 15.90% - 24.40% Variable $0 - $99
 
Consumer Rating: 5 / 5
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included.
  • Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Click the Compare link to compare the checked cards side-by-side at the comparison table.
N/A N/A 24.99% (Variable) $0
 
Consumer Rating: 5 / 5
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
N/A N/A See Terms* See Terms*
 
Consumer Rating: 4 / 5
  • All credit types welcome to apply!
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results are provided online!
  • Monthly reporting to the 3 major credit bureaus.
  • Use your card at locations everywhere that MasterCard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
N/A 0% (12 months (on balance transfers made within 45 days of account opening)) 16.49%, 20.49% or 23.49%* Variable $89 - waived first year
 
Consumer Rating: 5 / 5
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness. Please note, there is a fee for balance transfers
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
n/a n/a 18.40% to 24.40% (V) $35
 
Consumer Rating: 4 / 5
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating - sometimes in as little as 12 months.
  • We´ll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)

7 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.

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EMV Chip Technology Credit Cards

The name EMV comes from its developers: Europay, MasterCard® and Visa®. The technology has shown a significant reduction in fraud and now it’s become a must have for credit cards. If you’ve ever stumbled across such cards like smart cards, chip cards, and chip and signature cards, those are all EMV chip technology credit cards.

The EMV chip credit cards have microprocessor chips embedded in them. These chips store and protect cardholder's personal data. When you use a credit card with a chip, you can be asked to verify the purchase with your PIN number or signature. This procedure secures the payment process and reduces the risk of fraud. Also, when you pay with a smart chip credit card, your card stays with you during the whole payment process, providing an additional layer of security.

Chip credit cards are on a different level of security and convenience. They give you confidence and even save your money. The chip cards are widely used in Europe and Canada. You no longer need to go to your issuer and request a new card with a chip and PIN for your travels abroad. They are standard in the U.S now.
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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.