I want a secured card with the best terms, no app fee and no annual fee. I can deposit upto $3000 into asavings account
Answered on Wednesday, February 23rd, 2011 by
Amy Miller

To start with, it is very important to note that secured credit cards may come with no application or processing fee but most of them do offer an annual fee. In addition, secured credit cards typically do not offer competitive interest rates and that’s because of the risk of payment default. Please see a list of the best secured credit cards on offer here, look over the terms and conditions for the secured credit card of your choice and apply online.

Other Popular Secured Credit Card FAQs

If you are talking about secured credit cards that require an upfront security deposit used when you default on your payments, these credit cards usually do not come with a credit limit twice the amount of your security deposit. Your credit limit may be from 50% to 100% of your deposit. You can browse through [...]

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You can apply for a secured credit card online right at BestCreditOffers.com. Visit our Secured Credit Cards page, compare the secured credit cards presented and choose the right card for you to apply online for. Press the apply button next to the secured credit card of your choice, fill out the online card application you [...]

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Our Financial Expert Team
Amy
Miller

While she enjoys writing about money, Amy admits she is not your typical personal finance writer-she is a shopaholic, an impulse/emotional buyer, and unable to save for longer than a few months at a time. But she is trying to improve her finances and shares her experience and tips on learning how to budget money, manage debt, and set goals in her writing for BestCreditOffers.com. She hails from the foggy city of London, but now resides in Salt Lake City.

James
Williams

James Williams is a personal finance expert, trained in journalistic writing. As a freelance writer and professional blogger who works from home, he contributes to many personal finance websites including BestCreditOffers.com.

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