Calculate cost of paying off
your current balance

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Use our handy Payoff Tool to evaluate the cost of paying off the current balance of your credit card. You can either plug in the numbers of the sum you are going to pay each month or the number of months for payments. The tool will give you the amount of monthly payments or the number of months respectively. Our Payoff Tool will also calculate the total cost of interest.

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How to pay off you debt effectively?

If you are currently carrying a balance on one or more of your credit cards and are interested in establishing a plan to aggressively pay it down. Or even if you are merely curious as to how long it will take you to take care of the entire balance at the amount you are currently paying each month, our Payoff Tool will be useful for you. It can be used in one of two ways: either by determining a payment figure and entering in that figure to calculate how long it will take to pay down your balance my paying that amount monthly, or by choosing the number of months you would like to take to pay down your balance and plugging it in and allowing our Payoff Tool to calculate the amount you would have to send in each month in order to meet your goal.

The best part about our Payoff Tool is that it does the hard work for you by calculating and factoring in the total cost of interest.

The PayOff Tool can be key in helping you get your finances under control. It is necessary to make more than the monthly payments as determined by your credit card company in order to get yourself out of debt in a timely and affordable manner. Use our PayOff Tool to take control of your financial situation and establish a realistic, workable budget you can adhere to. Using credit cards in a financially responsible manner is an important component of maintaining a good credit history and high credit score.
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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.