No Credit Cards FAQS

Mid America Bank & Trust Company credit cards can be useful for people with no credit history. You may be approved even if your credit score is under the 600 score range. After you will submit your application, response will be provided to you in seconds. This opportunity does not come without a price though. You may be looking at high interest fees as well as varying annual fees. That is a price you will have to pay if you want to establish your credit history. Make sure you pay in full your card each month and you will save on interest.

We would not recommend you get the Firestone credit card as your first credit card. This card is mostly for consumers with established credit history. But don't worry if you don't have a credit history. There are a lot of cards for limited or no credit. You can also apply for a secured credit card. Don't worry about a security deposit. It's not as bad as you'd think, and it is usually refundable.

Unfortunately, you do not have so many chances for the Home Depot credit card if you are completely new to the world of credit and have no established credit history. Instead, think about building your credit with a card designed for that. You can choose one of the credit cards for limited credit to make your credit profile better. Also, we recommend you consider secured credit card. Some card offers no annual fee and pretty nice rewards programs. Thus, you'll save more money than spend on security deposit.

Store credit cards like the Torrid credit card are usually offered to those with average credit, that is your credit score should be above 600. It doesn't mean you won't be able to qualify for this card while you have no credit established. However, we would not recommend you to apply for a store credit card as your first credit card. The reason is, store cards have high interest rates and low limits. So, if you carry a balance on a store credit card, you can easily accrue a great deal of debt, which will be hard to pay off. Also, since credit limit can be low there is a risk of maxing out our credit card. Both won't help you build good credit. Instead of applying for a store credit card,...

Store credit cards are not easier to get than traditional credit cards. The important factor is when you apply for a card make sure you apply for one that has criteria that fits your creditworthiness. Store credit cards will generally not approve those with bad credit. If you have bad credit or your credit is on the borderline of bad and fair, it is not a good idea to apply for this card because a hard pull can further lower your credit score. Not to mention they do not have a basic store card. Both of their cards are branded by Visa. This could set the bar slightly higher. Instead apply for a card that you know you will be approved for that caters to your type of credit.

You can apply for a credit card or for a loan. If you have never had a credit card or a loan, look at the credit cards for people with no or limited credit. You can also use our card match tool to see credit cards you can apply. You may need an active bank account to apply for some of the cards. Also, some credit cards have application fee. So, read the terms before you apply for a card.

The most important thing when you choose a credit card is your credit score. When you know your credit score you can easily choose the card you most likely will be approved for. So, check your credit reports to find out your credit score. When you choose a credit card, check the APRs and fees the card has. Think of how you are going to use your card. If it is only for occasional use, a credit card without annual fee would be a good choice. Pay the balance on the card in full before the due day and you won’t be charged any interest. You can use our card finder tool to see what credit cards you can apply.