Can I apply to a Mid America credit card if I have no credit?

Answered on November 20, 2017
Updated on November 20, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
Mid America Bank & Trust Company credit cards can be useful for people with no credit history. You may be approved even if your credit score is under the 600 score range. After you will submit your application, response will be provided to you in seconds. This opportunity does not come without a price though. You may be looking at high interest fees as well as varying annual fees. That is a price you will have to pay if you want to establish your credit history. Make sure you pay in full your card each month and you will save on interest.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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BROWSE MORE QUESTIONS ABOUT No Credit Cards:

Starting credit history from the very beginning is always better than improving it and credit card issuers are not too captious.Look into credit cards for those with limited/no credit history: these cards are created for newbies. The cards have quite high APRs and fees. However it is possible to find a card with 0 intro APRs or without annual fee. Also some cards offer bonus programs: you can earn points or cash back on purchases you make.If your son wants a bonus credit card, Chase Freedom® Student credit card is not the best option as it has no bonus. The only you get is $20 Good Standing...
Sadly, we don't have any information about credit history required to be eligible for AARP credit card. I wouldn't recommend applying for this card if your credit score is in the fair range. There are many other credit cards that are created to help people raise their credit score. If your credit score is not where it needs to be, you can apply for one of these cards for fair credit and use it to bring your credit score back to a place where you want it to be.
You can choose one of the credit cards for limited credit to make your credit profile better. Or you can consider secured credit card. Some card offers have no annual fee and pretty nice rewards programs. Thus, you may save more money than spent on the security deposit. For example, you can apply for the Discover it® Secured card. This card offers no annual fee and gives you up to 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases and 1% cash back on all your other purchases.

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