
Store credit cards are not easier to get than traditional credit cards. The important factor is when you apply for a card make sure you apply for one that has criteria that fits your creditworthiness. Store credit cards will generally not approve those with bad credit. If you have bad credit or your credit is on the borderline of bad and fair, it is not a good idea to apply for this card because a hard pull can further lower your credit score. Not to mention they do not have a basic store card. Both of their cards are branded by Visa. This could set the bar slightly higher. Instead apply for a card that you know you will be approved for that caters to your type of credit.
Other Popular No Credit Card FAQs
You can choose one of the credit cards for limited credit to make your credit profile better. Or you can consider secured credit card. Some card offers have no annual fee and pretty nice rewards programs. Thus, you may save more money than spent on the security deposit. For example, you can apply for the […]
Continue »You can apply for a secured credit card like the Discover it Secured Card, you won’t pay annual fee at all, and interests rate on purchases will be 0% for 6 months (this card comes with 6-months 0% introductory period). Just remember that go to APR will apply when the introductory period is over. Also, […]
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