No Credit Cards FAQS

June 10, 2014
Start with checking your credit reports. See if everything is correct in your reports and if you find any inaccuracy, you should contact a credit bureau to dispute it. When it is done, you can use our card match tool to see which offers you can apply. When you receive your card you should use it responsibly if you want to build good credit history. Make all the payments before the due date. Never skip the payments. Try not to use more than 30% of your available credit limit to keep your debt-to-credit ratio low. If you want to avoid paying interest, you should pay off the card balance every month.
January 22, 2014
There are different reasons credit card issuers may deny your application. It may appear that you applied for a credit card which is not good for your credit history. Wait a month, then check your credit reposts. Make sure everything is correct in your reports and then apply for a secured credit card. You will need to pay collateral deposit after approval. The deposit can be around $200. The secured cards are reported to the major credit bureaus so you will be able to build your credit history.
January 22, 2013
You can ask the bank you have account with for a credit card. Usually it helps to get a credit card, as bank already knows your creditworthiness. See what they offer and you can compare it with best credit cards we have. Choose the card according to your credit history this will help you lessen the risk of being unapproved.
July 20, 2012
Glad you addressed us. However, we just place offers from other banks and credit card issuers and barely have the information you need but we can give you some tips.It is good to be preapproved, isn’t it? But be careful with such offers, they are not always reliable. Besides, pre-approval doesn’t entirely mean that you’re already approved. You just got chance to be approved, nothing more nothing less.Be wise don’t fall on such seductive offers. It will be better if you ignore them or at least compare with other, similar ones before answering. For example, you can compare with these Limited/No credit cards. These cards have similar terms and conditions or even better.
May 14, 2012
Taking into account that this is your first credit we can recommend you to see credit card offers in Limited or No Credit Cards section. You can apply online or via the phone (if there’s a phone number near/under Apply button). We should note that all decisions about credit limit are made by bank only. The height of credit limit is mostly depends on credit score and your income. Though you need quite a low credit limit so it is most probable that you will be approved for such or even higher limit. At least if you want you can ask bank for a particular credit limit, but the last who decides is the bank. As you will be approved for a desirable credit your credit history will start.
November 17, 2011
We advise you to find out why you've been denied. If you are turned down, your credit card issuer typically mail you a letter of explanation. You also have the right to receive a free copy of your credit report and your credit score used to make the decision. Check your credit report for errors. If your applications for unsecured credit cards are rejected, you may consider a co-signer on your credit card application. You may also apply for a secured credit card which can help you build credit if managed responsibly.   As for the credit cards aimed at limited or no credit, we’ve got great offers you can choose from and apply online for. Please remember that several new...
July 20, 2011
U.S. banks and credit card companies issue credit cards specifically designed for the legal U.S. residents new to credit. At we offer no or limited credit credit cards from the most reputable U.S. credit card issuers to apply online for. Please note that when you apply for these credit cards you have to indicate your valid SSN. You can also consider a co-signer on a credit card. Find out which credit card issuers allow co-signing.
Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

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There is a credit card for any credit and for any purpose. Whether you want to start building your credit from scratch or earn rewards on purchases, save on gas or travel for free, you can find a good credit card offer for that.