Am I gonna be able to receive a credit card? I have no credit that I know of and have always been turned down for credit cards.

Answered on November 17, 2011
Updated on November 17, 2011
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller

We advise you to find out why you've been denied. If you are turned down, your credit card issuer typically mail you a letter of explanation. You also have the right to receive a free copy of your credit report and your credit score used to make the decision. Check your credit report for errors.

If your applications for unsecured credit cards are rejected, you may consider a co-signer on your credit card application. You may also apply for a secured credit card which can help you build credit if managed responsibly.  

As for the credit cards aimed at limited or no credit, we’ve got great offers you can choose from and apply online for. Please remember that several new applications for credit submitted within a short period of time can lead to more denials.

All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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BROWSE MORE QUESTIONS ABOUT No Credit Cards:

A credit card can help you build credit when you have no or limited credit. The best starter credit card depends on your situation. The types of credit cards you can get if you have no credit are usually secured credit cards, student credit cards and credit cards with less strict requirements for applicants' creditworthiness and credit scores. If you're a student, you might want to consider student credit cards designed for individuals of 18 and older who don't yet have a credit history or credit card in their name. They can offer a variety of benefits, including cash back rewards, 0%...
You can choose one of the credit cards for limited credit to make your credit profile better. Or you can consider secured credit card. Some card offers have no annual fee and pretty nice rewards programs. Thus, you may save more money than spent on the security deposit.
If you do not have any credit history, you should consider credit cards for people with limited or no credit history. We recommend you consider secured credit cards. Don't worry about security deposit as it is refundable. Also, some secured cards have rewards programs that allow you to earn cash back on your purchases that may potentially cover your deposit expenses.

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